Axis Bank Neo Credit Card vs American Express SmartEarn™ Credit Card

• Avail 40% off on food delivery at Zomato
• 5% off on utility bill payments via Amazon Pay
• 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750
• 10% off every time you shop at Myntra on minimum purchase value of Rs. 500
• 10% off on every purchase of movie ticket on BookMyShow
• Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India
• Stay protected with Zero Lost Card Liability
• Convert purchases to EMI on transactions of Rs. 2500   
• Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
• Avail 1 point on every Rs. 200 spent
• Get 100% cashback up to Rs. 300 on first utility bill payment within first 30 days of card issuance
• Fuel transaction surcharge - 1% of transaction amount

• Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
• Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
• Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership

Pros

10% off every time you shop at Myntra on minimum purchase value of Rs. 500
10% off on every purchase of movie ticket on BookMyShow
Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India

Cons

No Travel Benefits
No Golf/coaching sessions

Pros

• Convert spends into easy monthly instalments with the American Express EMI
• Avail 5X Membership Rewards  by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
• Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale

Cons

• No Golf/coaching sessions
• No complimentary Airport Lounge access 
• High-interest rates