American Express SmartEarn™ Credit Card vs InterMiles IndusInd Bank Odyssey Amex Credit Card

Joining Fees

₹495

₹10,000

Editor's Rating

3.4

3.7

Key Features

  • Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
  • Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
  • Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
  • Increase weekend fun by earning 6 InterMiles per Rs. 100 spent
  • 2x InterMiles on all InterMiles Spends
  • Welcome Bonus of 15000 InterMiles
  • Indulge in an exciting life full of privileges with offers on dining, movies, and more 

Editor's Review

Pros

  • Convert spends into easy monthly instalments with the American Express EMI
  • Avail 5X Membership Rewards  by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
  • Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access 
  • High-interest rates

Pros

  • BookMyShow offer
  • VIP airport lounges
  • Travel Insurance Cover

Cons

  • No Golf Privileges 
  • High Joining Fee


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