Axis Bank Magnus Credit Card vs American Express® Platinum Reserve

• 12 Axis EDGE REWARDS Points on every Rs. 200 that you spend

• 25,000 EDGE REWARDS Points worth Rs. 5,000 on monthly spends of Rs. 1 Lakh
• 5X EDGE REWARDS on travel spends via TRAVEL EDGE
• 8 complimentary end-to-end VIP services at the airport and 8 Complimentary International Lounge visits per year with the Priority Pass Card
• Unlimited visits to select Airport Lounges in India
• Bookmyshow benefits: Purchase one movie/non-movie ticket and get up to Rs.500 off on the second
• Avail 40% discount at 4000+ partnered restaurants in India
• Indulge in hand-picked experiences around the globe with Extraordinary Weekends
• Get Virtual health assistance including tele-consultation, health coaching, home quarantine programs, personalized oncology care and more
• Get expert medical opinion from the panel of world class specialists at leading institutions
• Get special preventive healthcare packages and a range of privileges with SRL diagnostics, Dr. Lal PathLab and Metropolis
• No cash withdrawal fees
• 24X7 DEDICATED CONCIERGE
  

• Welcome Gift of 11,000 Bonus Membership Rewards Points
• Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
• Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
• Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
• Complimentary access to leading Golf courses in India

Pros

• Global Travel and Medical Assistance

• Annual Fee of Rs 10,000 + Taxes waived off on the spend of Rs.15 lakhs in preceding year
• Reduced mark-up fee of 2% on foreign transactions

Cons

• No Golf/coaching sessions

Pros

• Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
• Avail movie or online shopping vouchers worth Rs.6,000 per year
• Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
• Redeem the Points for over 500 options that include travel, dining, accessories and more

Cons

• Poor reward structure
• Absence of bonus reward points on milestone spends
• High-interest rates
• High Annual Fee