American Express® Platinum Reserve vs Doctor's SBI Card (in association with IMA)
Joining Fees
₹10,000
₹1,499
Editor's Rating
3.7
4
Key Features
- Welcome Gift of 11,000 Bonus Membership Rewards Points
- Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
- Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
- Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
- Complimentary access to leading Golf courses in India
- Get up to 8 complimentary visits annually to domestic airport lounges in India
- 1% fuel surcharge waiver
- Add-on cards are available along with the primary card
- The card can be used over 1 million Visa or MasterCard ATMs across the world
Editor's Review
Pros
- Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
- Avail movie or online shopping vouchers worth Rs.6,000 per year
- Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
- Redeem the Points for over 500 options that include travel, dining, accessories and more
Cons
- Poor reward structure
- Absence of bonus reward points on milestone spends
- High-interest rates
- High Annual Fee
Pros
- SBI in association with Indian Medical Association has issued Doctor's SBI Card (IMA)
- Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
- The cardholder can reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
- Renewal fee reversed if the annual spendings cross Rs 2,00,000
Cons
- No Golf/coaching sessions
