American Express® Platinum Reserve vs 6E Rewards XL – Indigo HDFC Bank Credit Card
Joining Fees
₹10,000
₹1,500
Editor's Rating
3.7
3.8
Key Features
- Welcome Gift of 11,000 Bonus Membership Rewards Points
- Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
- Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
- Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
- Complimentary access to leading Golf courses in India
- Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website
- Gain 3 6E Rewards per Rs. 100 Spends on Grocery, Dining and Entertainment
- Get 2 6E Rewards per Rs. 100 on all other spends
- You are entitled to 8 complimentary domestic airport lounge accesses per year, which are distributed as 2 accesses per quarter
- Discounted Convenience Fee on IndiGo tickets-Rs.150 per pax
- Exclusive Dining Privileges: Enjoy the benefits of the Good Food Trail Dining program at premium restaurants across top cities
- Markup fee of 2.5% on all foreign currency transactions
- Zero Lost card liability
- Up to 50 days of interest-free period from the date of purchase
- Enjoy Revolving Credit at a nominal interest rate
- Domestic Lounge Access – VISA / Mastercard Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter)
- Mastercard Offers & Benefits: Cardholders of the 6E Rewards XL- IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
- Convert big spends into EMI after purchase
- The card is enabled for contactless payments
Important update: Starting 1st January 2024, earn 2% 6E Rewards for every Rs. 100 spent on fuel, with a monthly cap of 500 6E Rewards
Editor's Review
Pros
- Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
- Avail movie or online shopping vouchers worth Rs.6,000 per year
- Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
- Redeem the Points for over 500 options that include travel, dining, accessories and more
Cons
- Poor reward structure
- Absence of bonus reward points on milestone spends
- High-interest rates
- High Annual Fee
Pros
- Get 8 complimentary domestic lounge access
- Complimentary ticket worth Rs. 3000 as a welcome benefit
- Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website
Cons
- No golf benefits are provided
- No international airport lounge access
