6E Rewards XL – Indigo HDFC Bank Credit Card vs HDFC Bank Titanium Edge Credit Card

• Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website
• Gain 3 6E Rewards per Rs. 100 Spends on Grocery, Dining and Entertainment
• Get 2 6E Rewards per Rs. 100 on all other spends
• You are entitled to 8 complimentary domestic airport lounge accesses per year, which are distributed as 2 accesses per quarter
• Exclusive Dining Privileges: Enjoy the benefits of the Good Food Trail Dining program at premium restaurants across top cities
• Markup fee of 2.5% on all foreign currency transactions
• Zero Lost card liability 
• Up to 50 days of interest-free period from the date of purchase
• Enjoy Revolving Credit at a nominal interest rate
• Domestic Lounge Access – VISA / Mastercard Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter) 
• Mastercard Offers & Benefits: Cardholders of the 6E Rewards XL- IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
• Convert big spends into EMI after purchase
• The card is enabled for contactless payments

• Annual fees: Renew the membership for free by spending Rs. 50,000 in a year
• Avail 2 reward points for every Rs. 150 spends
• Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
• Redeem the reward points for cash back against the outstanding amount on the Credit Card (100 Reward Points = Rs. 10)
• Earn 50% more reward points as exclusive dining privileges
• Fuel: Enjoy savings of up to Rs. 250 every billing cycle with a 100% fuel surcharge waiver
• Zero liability on lost card
• With the EMV Chip technology in the card, stay protected against fraud
• Avail of 50 days of interest-free period from the date of purchase
• Enjoy Revolving Credit at nominal interest rate
• Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

Pros

• Get 8 complimentary domestic lounge access
• Complimentary ticket worth Rs. 3000 as a welcome benefit
• Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website

Cons

• No golf benefits are provided
• No international airport lounge access

Pros

• Avail 2 reward points for every Rs. 150 spends
• Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
• Earn 50% more reward points as exclusive dining privileges

Cons

• No golf benefits
• No insurance benefits
• No airport lounge access