AMEX Platinum Travel Credit Card vs SBI Elite Credit Card

Joining Fees

₹3,500

₹4,999

Editor's Rating

4.5

4

Key Features

  • Rewards Points can be redeemable for Travel Vouchers worth Rs. 3,500
  • 4 complimentary visits per year to airport lounges across India
  • Get Taj Experiences E-Gift Card worth Rs. 10,000 from the Taj, SeleQtions and Vivanta Hotels
  • If you don't wish to redeem rewards points for Travel Vouchers, you can then redeem them by choosing from over 500 other redemption options
  • Avail 20% discounts or more every time you dine at select restaurants
  • On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
  • Enjoy obtaining Club Vistara Silver membership as complimentary

Editor's Review

Pros

  • Massive reward points on this credit card. One of the best cards with reward points
  • Travel benefit vouchers are great those who travel frequently and prefer to stay with Taj Hotel
  • The reward points earned can easily be redeemed by choosing other items from catalogue, giving a free hand to cardholders

Cons

  • No complimentary Golf/coaching sessions
  • Not many benefits on entertainment, in fact, there aren’t any.
  • No Annual/Joining Fee reversal comes with American Express Platinum Travel credit card

Pros

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
  • Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
  • On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

  • High joining/renewal fees
  • Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it


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