AMEX Platinum Travel Credit Card vs HDFC Regalia Credit Card
Joining Fees
₹3,500
₹2,500
Editor's Rating
4.5
4
Key Features
- Rewards Points can be redeemable for Travel Vouchers worth Rs. 3,500
- 4 complimentary visits per year to airport lounges across India
- Get Taj Experiences E-Gift Card worth Rs. 10,000 from the Taj, SeleQtions and Vivanta Hotels
- If you don't wish to redeem rewards points for Travel Vouchers, you can then redeem them by choosing from over 500 other redemption options
- Avail 20% discounts or more every time you dine at select restaurants
- Airport Lounge Access within and outside India
- Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
- On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
- Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
- Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency
Editor's Review
Pros
- Massive reward points on this credit card. One of the best cards with reward points
- Travel benefit vouchers are great those who travel frequently and prefer to stay with Taj Hotel
- The reward points earned can easily be redeemed by choosing other items from catalogue, giving a free hand to cardholders
Cons
- No complimentary Golf/coaching sessions
- Not many benefits on entertainment, in fact, there aren’t any.
- No Annual/Joining Fee reversal comes with American Express Platinum Travel credit card
Pros
- Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
- Accidental air death cover worth Rs. 1 Crore
- Fuel Surcharge Waiver
Cons
- Slightly high Annual Fee
- No golf/coaching sessions
