AMEX Platinum Travel Credit Card vs American Express PAYBACK® Credit Card

• Rewards Points can be redeemable for Travel Vouchers worth Rs. 3,500
• 4 complimentary visits per year to airport lounges across India
• Get Taj Experiences E-Gift Card worth Rs. 10,000 from the Taj, SeleQtions and Vivanta Hotels
• If you don't wish to redeem rewards points for Travel Vouchers, you can then redeem them by choosing from over 500 other redemption options
• Avail 20% discounts or more every time you dine at select restaurants

• Earn multiple Points from more than 50 PAYBACK partners and 2 PAYBACK Points from American Express PAYBACK Credit Card for every Rs. 100 spent
• Milestone Benefits: Avail Flipkart vouchers worth Rs. 7,000 on spending Rs. 2.5 Lakh in a Card-membership year. Earn a Flipkart voucher worth Rs 2,000 on spending Rs. 1.25 Lakh in a Card-membership year. Additionally, earn a Flipkart voucher worth Rs. 5,000 on spending Rs. 2.5 Lakh in a Card-membership year
• Earn 2 PAYBACK Points for every Rs. 100 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale. Boost the PAYBACK Points while shopping at over 50 PAYBACK partner brands
• The NEW American Express PAYBACK Credit Card provides a range of other exciting offers and privileges too. Other exciting offers are available on Fuel, Dining, Limited liability for card loss, Contactless Payment

Pros

• Massive reward points on this credit card. One of the best cards with reward points
• Travel benefit vouchers are great those who travel frequently and prefer to stay with Taj Hotel
• The reward points earned can easily be redeemed by choosing other items from catalogue, giving a free hand to cardholders

Cons

• No complimentary Golf/coaching sessions
• Not many benefits on entertainment, in fact, there aren’t any.
• No Annual/Joining Fee reversal comes with American Express Platinum Travel credit card

Pros

• Get rewarded on all your spends
• Reasonable Joining Fees

Cons

• No Fuel Surcharge Wavier
• No complimentary Airport Lounge Access