American Express PAYBACK® Credit Card vs SBI SimplyClick Credit Card
Joining Fees
₹750
₹499
Editor's Rating
3.6
3.7
Key Features
- Earn multiple Points from more than 50 PAYBACK partners and 2 PAYBACK Points from American Express PAYBACK Credit Card for every Rs. 100 spent
- Milestone Benefits: Avail Flipkart vouchers worth Rs. 7,000 on spending Rs. 2.5 Lakh in a Card-membership year. Earn a Flipkart voucher worth Rs 2,000 on spending Rs. 1.25 Lakh in a Card-membership year. Additionally, earn a Flipkart voucher worth Rs. 5,000 on spending Rs. 2.5 Lakh in a Card-membership year
- Earn 2 PAYBACK Points for every Rs. 100 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale. Boost the PAYBACK Points while shopping at over 50 PAYBACK partner brands
- The NEW American Express PAYBACK Credit Card provides a range of other exciting offers and privileges too. Other exciting offers are available on Fuel, Dining, Limited liability for card loss, Contactless Payment
- Get Amazon.in Gift Card worth Rs.500 on Joining
- On online spends with exclusive partners - Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds / UrbanClap, earn 10X Reward Points
- Earn 5X rewards on all other online spends
- 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000
- Spend Rs 1,00,000 and get Annual Fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year
Editor's Review
Pros
- Get rewarded on all your spends
- Reasonable Joining Fees
Cons
- No Fuel Surcharge Wavier
- No complimentary Airport Lounge Access
Pros
- Earn 1 reward point per Rs.100 on all other spends
- e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
- e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs
Cons
- No Golf/coaching sessions
- No particular benefits on travel, dining or entertainment
- Limited options for reward redemption
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