Earn multiple Points from more than 50 PAYBACK partners and 2 PAYBACK Points from American Express PAYBACK Credit Card for every Rs. 100 spent
Milestone Benefits: Avail Flipkart vouchers worth Rs. 7,000 on spending Rs. 2.5 Lakh in a Card-membership year. Earn a Flipkart voucher worth Rs 2,000 on spending Rs. 1.25 Lakh in a Card-membership year. Additionally, earn a Flipkart voucher worth Rs. 5,000 on spending Rs. 2.5 Lakh in a Card-membership year
Earn 2 PAYBACK Points for every Rs. 100 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale. Boost the PAYBACK Points while shopping at over 50 PAYBACK partner brands
The NEW American Express PAYBACK Credit Card provides a range of other exciting offers and privileges too. Other exciting offers are available on Fuel, Dining, Limited liability for card loss, Contactless Payment
Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
Zero lost card liability
Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase
Revolving Credit is available at a nominal interest rate
Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
1% unlimited cashback on all eligible transactions
When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
Editor's Review
Pros
Get rewarded on all your spends
Reasonable Joining Fees
Cons
No Fuel Surcharge Wavier
No complimentary Airport Lounge Access
Pros
In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
Shop Now and Pay in Parts with flexible low cost EMIs
Up to 25% discount on partner restaurants via Swiggy Dineout
Cons
No Golf benefits
No airport lounge access
No rewards as such
More comparisions with American Express PAYBACK® Credit Card