HDFC Pixel Go Credit Card vs HDFC Bank EasyEMI Credit Card

Joining Fees

₹250

₹500

Editor's Rating

3.2

2.5

Key Features

  • Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
  • In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
  • Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
  • Zero lost card liability 
  • Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase 
  • Revolving Credit is available at a nominal interest rate
  • Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
  • 1% unlimited cashback on all eligible transactions
  • When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
  • Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
  • Milestone Benefit: Spend Rs. 20000 and more in the first 90 days to get first year membership fee waived off
  • Launch Offer: Get Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter, for the first year only
  • Contactless payment enabled
  • Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
  • Get 2.5% CashBack on all online spends
  • Get 1% CashBack on all offline spends and Wallet reloads
  • All transactions of Rs. 10,000 and more will be auto converted to EasyEMI for 9 months. Do note that auto conversion will not be applicable on gold, jewellery, and fuel transactions, and the conversion will be processed after 5 business days from the date of transaction
  • Zero Lost card liability 
  • Up to 50 days of interest free period from the date of purchase
  • Revolving Credit is available at a nominal interest rate
  • Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400

Editor's Review

Pros

  • In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
  • Shop Now and Pay in Parts with flexible low cost EMIs
  • Up to 25% discount on partner restaurants via Swiggy Dineout

Cons

  • No Golf benefits
  • No airport lounge access
  • No rewards as such

Pros

  • Launch Offer
  • Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
  • Get 2.5% CashBack on all online spends

Cons

  • No golf benefits
  • No rewards benefits
  • No airport lounge access


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