Compare American Express PAYBACK® Credit Card vs HSBC Live+ Credit Card

Earn multiple Points from more than 50 PAYBACK partners and 2 PAYBACK Points from American Express PAYBACK Credit Card for every Rs. 100 spent
Milestone Benefits: Avail Flipkart vouchers worth Rs. 7,000 on spending Rs. 2.5 Lakh in a Card-membership year. Earn a Flipkart voucher worth Rs 2,000 on spending Rs. 1.25 Lakh in a Card-membership year. Additionally, earn a Flipkart voucher worth Rs. 5,000 on spending Rs. 2.5 Lakh in a Card-membership year
Earn 2 PAYBACK Points for every Rs. 100 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale. Boost the PAYBACK Points while shopping at over 50 PAYBACK partner brands
The NEW American Express PAYBACK Credit Card provides a range of other exciting offers and privileges too. Other exciting offers are available on Fuel, Dining, Limited liability for card loss, Contactless Payment

Get 10% accelerated cashback, up to Rs. 1,000 a month, on dining and food delivery
Get 1.5% unlimited cashback at other retailers
Avail 1.5% unlimited cashback on entertainment spending
Power up on spendings with 1.5% unlimited cashback in selected categories at home and when travelling abroad
Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
Avail 10% cashback on groceries and 1.5% unlimited cashback on other retail purchases online and offline
4 complimentary domestic airport lounge visits per year
Enjoy exclusive dining programme and curated offers on the Visa Digital Concierge app

Pros

Cons

Pros

Get 10% accelerated cashback on dining and food delivery
Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
Avail 1.5% unlimited cashback on entertainment spending

Cons