American Express PAYBACK® Credit Card vs Axis Bank MY Zone Easy Credit Card

Joining Fees

₹750

₹500

Editor's Rating

3.6

3.4

Key Features

  • Earn multiple Points from more than 50 PAYBACK partners and 2 PAYBACK Points from American Express PAYBACK Credit Card for every Rs. 100 spent
  • Milestone Benefits: Avail Flipkart vouchers worth Rs. 7,000 on spending Rs. 2.5 Lakh in a Card-membership year. Earn a Flipkart voucher worth Rs 2,000 on spending Rs. 1.25 Lakh in a Card-membership year. Additionally, earn a Flipkart voucher worth Rs. 5,000 on spending Rs. 2.5 Lakh in a Card-membership year
  • Earn 2 PAYBACK Points for every Rs. 100 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale. Boost the PAYBACK Points while shopping at over 50 PAYBACK partner brands
  • The NEW American Express PAYBACK Credit Card provides a range of other exciting offers and privileges too. Other exciting offers are available on Fuel, Dining, Limited liability for card loss, Contactless Payment
  • 25% Cashback on online and box office movie ticket purchase
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • 15% discount at restaurants with Dining Delights

Editor's Review

Pros

  • Get rewarded on all your spends
  • Reasonable Joining Fees

Cons

  • No Fuel Surcharge Wavier
  • No complimentary Airport Lounge Access

Pros

  • Get the My Zone Easy Credit Card against the FDs with Axis Bank
  • 4 points with every Rs. 200 spent
  • 25% cashback on movies

Cons            

  • No Golf/coaching sessions
  • No airport lounge visits


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