SBI Elite Credit Card vs Yes FIRST Preferred Credit card
Joining Fees
₹4,999
₹2,499
Editor's Rating
4
4.5
Key Features
- On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
- Enjoy obtaining Club Vistara Silver membership as complimentary
- Obtain Priority Pass Membership that provides lounge complimentary access
- Avail 25% discount on movie bookings at BookMyShow
- Earn 20,000 Bonus Reward Points on achieving spends of Rs. 7.5 Lakhs or more in each anniversary year
- Four Reward Points per Rs. 100 spent on all other categories
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
Editor's Review
Pros
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
- On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points
Cons
- High joining/renewal fees
- Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it
Pros
- Get Life Insurance Cover of INR 1 Cr for death due to Flight Accidents
- Earn 2X rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining
- Low forex markup of 1.75%
- Golf Privileges
Cons
- Low default reward rate
