Yes FIRST Preferred Credit card vs HDFC Superia Card

Joining Fees

₹2,499

₹1,000

Editor's Rating

4.5

3.8

Key Features

  • Obtain Priority Pass Membership that provides lounge complimentary access
  • Avail 25% discount on movie bookings at BookMyShow
  • Earn 20,000 Bonus Reward Points on achieving spends of Rs. 7.5 Lakhs or more in each anniversary year
  • Four Reward Points per Rs. 100 spent on all other categories
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc. and save up to Rs. 8000 a year. Redeem points for miles with over twenty international airlines through KrisFlyer, Singapore Airline's frequent flyer programme  
  • Enjoy gaining 50% more reward points at premium restaurants        
  • Gain Three reward points for every Rs. 150 spent and exchange them for miles (at 0.7 miles for every point) or gifts from an exclusive reward catalogue. These Reward points are valid for two years.
  • Complimentary Priority Pass Membership.
  • On fuel transactions, you'll avail 1% Fuel Surcharge waiver ( Minimum transaction of Rs. 400, Maximum Cashback of Rs. 500 per statement cycle)
  • Stay protected against unauthorised use while shopping with the EMV Chip Card technology
  • Zero liability on the lost card after reporting the loss
  • Get up to 50 interest-free days from date of purchase (subject to the submission of charge by the merchant). Enjoy Revolving Credit at a nominal interest rate
  • First year's membership free if you spend Rs. 15,000 within the first 90 days
  • Renew the membership for free by spending Rs. 75,000 in a year

Editor's Review

Pros

  • Get Life Insurance Cover of INR 1 Cr for death due to Flight Accidents
  • Earn 2X rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • Low forex markup of 1.75%
  • Golf Privileges

Cons

  • Low default reward rate

Pros

  • Complimentary Priority Pass Membership.
  • Avail zero liability on the lost card after reporting the loss
  • Get first year's membership for free by spending Rs. 15,000 within the first 90 days

Cons

  • High-interest rate
  • No golf privileges


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