Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc. and save up to Rs. 8000 a year. Redeem points for miles with over twenty international airlines through KrisFlyer, Singapore Airline's frequent flyer programme
Enjoy gaining 50% more reward points at premium restaurants
Gain Three reward points for every Rs. 150 spent and exchange them for miles (at 0.7 miles for every point) or gifts from an exclusive reward catalogue. These Reward points are valid for two years.
Complimentary Priority Pass Membership.
On fuel transactions, you'll avail 1% Fuel Surcharge waiver ( Minimum transaction of Rs. 400, Maximum Cashback of Rs. 500 per statement cycle)
Stay protected against unauthorised use while shopping with the EMV Chip Card technology
Zero liability on the lost card after reporting the loss
Get up to 50 interest-free days from date of purchase (subject to the submission of charge by the merchant). Enjoy Revolving Credit at a nominal interest rate
First year's membership free if you spend Rs. 15,000 within the first 90 days
Renew the membership for free by spending Rs. 75,000 in a year
First Year Fee will get waived off on retail spends of Rs. 1,500/1,000 in the first month
In a calendar year, Renewal Year Fee will get waived off on retail spends of Rs. 25,000
Avail 2% accelerated cashback on using the Scan & Pay feature on Paytm App - Select Merchants only
Get 2% cashback on key accelerated categories - Swiggy and Uber
Avail 1% cashback on all other Retail Spends including Paytm spends
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
Get 1% fuel surcharge waived off on fuel transactions between Rs. 400 andRs. 5,000.
Obtain up to 50 days of interest free credit
Enjoy No Cost & Low cost EMI options on your credit card
Editor's Review
Pros
Complimentary Priority Pass Membership.
Avail zero liability on the lost card after reporting the loss
Get first year's membership for free by spending Rs. 15,000 within the first 90 days
Cons
High-interest rate
No golf privileges
Pros
Welcome Benefits
Avail 2% accelerated cashback on using the Scan & Pay feature on Paytm App - Select Merchants only
Get 2% cashback on key accelerated categories - Swiggy and Uber
Cons
No golf benefits
No discount on partner restaurants through Dineout