American Express SmartEarn™ Credit Card vs Axis Bank MY Zone Easy Credit Card
Joining Fees
₹495
₹500
Editor's Rating
3.4
3.4
Key Features
- Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
- Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
- Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
- 25% Cashback on online and box office movie ticket purchase
- Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
- 15% discount at restaurants with Dining Delights
Editor's Review
Pros
- Convert spends into easy monthly instalments with the American Express EMI
- Avail 5X Membership Rewards by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
- Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High-interest rates
Pros
- Get the My Zone Easy Credit Card against the FDs with Axis Bank
- 4 points with every Rs. 200 spent
- 25% cashback on movies
Cons
- No Golf/coaching sessions
- No airport lounge visits
