American Express SmartEarn™ Credit Card vs Standard Chartered Manhattan Platinum Credit Card
Joining Fees
₹495
₹999
Editor's Rating
3.4
3.7
Key Features
- Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
- Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
- Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
- Get Rs. 2,000 BookMyShow vouchers on your first transaction in first 90 days with your Manhattan Platinum credit card
- Get 5% cashback and 3x reward points when you spend
- Enjoy a host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme
- Redeem reward points against Standard Chartered's new online catalogue with Standard Chartered 360 degrees rewards program
Editor's Review
Pros
- Convert spends into easy monthly instalments with the American Express EMI
- Avail 5X Membership Rewards by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
- Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High-interest rates
Pros
- Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
- Convert entire outstanding (up to Rs. 5 lakh) into EMIs at zero processing fee
Cons
- No Fuel Surcharge Wavier
