Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
Welcome Gift of 11,000 Bonus Membership Rewards Points
Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
Complimentary access to leading Golf courses in India
Editor's Review
Pros
Convert spends into easy monthly instalments with the American Express EMI
Avail 5X Membership Rewardsby transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
No Golf/coaching sessions
No complimentary Airport Lounge access
High-interest rates
Pros
Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
Avail movie or online shopping vouchers worth Rs.6,000 per year
Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
Redeem the Points for over 500 options that include travel, dining, accessories and more
Cons
Poor reward structure
Absence of bonus reward points on milestone spends
High-interest rates
High Annual Fee
More comparisions with American Express SmartEarn™ Credit Card