Standard Chartered Manhattan Platinum Credit Card vs IDFC FIRST Wealth Credit Card

Joining Fees

₹999

₹0

Editor's Rating

3.7

3.25

Key Features

  • Get Rs. 2,000 BookMyShow vouchers on your first transaction in first  90 days with your Manhattan Platinum credit card
  • Get 5% cashback and 3x reward points when you spend
  • Enjoy a host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme
  • Redeem reward points against Standard Chartered's new online catalogue with Standard Chartered 360 degrees rewards program
  • Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
  • 5% cashback on making the first EMI transaction made within 90 days of card set-up
  • Avail 10X Reward Points on all transactions above Rs. 20,000
  • Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
  • 4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
  • 4 complimentary Railway Lounge visits every calendar quarter
  • Low foreign exchange mark-up fee of 1.5%
  • 20% discount on 1500+ Restaurants
  • 15% discount on 3000+ Health & Wellness Outlets
  • Free Road Side Assistance(RSA) worth Rs. 1,399

Editor's Review

Pros

  • Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
  • Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
  • Convert entire outstanding (up to Rs. 5 lakh) into EMIs at zero processing fee

Cons

  • No Fuel Surcharge Wavier

Pros

  • Lifetime free credit card
  • Complimentary Airport and Railway lounge access
  • Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.

Cons

  • No milestone benefits
  • Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
  • Interest-free cash withdrawal available for 48 days only


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