American Express Membership Rewards Credit Card vs YES Prosperity Cashback Credit Card

• Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
• Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
• Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
• Redeem Points from the fabulous 18 and 24 Karat Gold Collection
• Exciting Discounts of up to 20% every time you dine at select restaurants

• 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
• Avail great offers across travel, dining, shopping, wellness and more, in select cities
• Instant EMI
• Earn rewards points on your transactions that are converted into EMIs

Pros

• Use your American Express Credit Card for your next big purchase & pay in EMI
• Fuel Convenience Fee Waiver
• One of the highest point to INR conversion rates in the market

Cons

• No Golf/coaching sessions
• No complimentary Airport Lounge access
• High Renewal Fee

Pros

• Preferential Foreign Currency Markup of 3.40% only
• 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
• Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES

Cons

• No complimentary Airport Lounge access
• No Golf/coaching sessions
• High-interest rate