American Express Membership Rewards Credit Card vs Standard Chartered Manhattan Platinum Credit Card

• Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
• Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
• Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
• Redeem Points from the fabulous 18 and 24 Karat Gold Collection
• Exciting Discounts of up to 20% every time you dine at select restaurants

• Get Rs. 2,000 BookMyShow vouchers on your first transaction in first  90 days with your Manhattan Platinum credit card
• Get 5% cashback and 3x reward points when you spend
• Enjoy a host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme
• Redeem reward points against Standard Chartered's new online catalogue with Standard Chartered 360 degrees rewards program

Pros

• Use your American Express Credit Card for your next big purchase & pay in EMI
• Fuel Convenience Fee Waiver
• One of the highest point to INR conversion rates in the market

Cons

• No Golf/coaching sessions
• No complimentary Airport Lounge access
• High Renewal Fee

Pros

• Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
• Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
• Convert entire outstanding (up to Rs. 5 lakh) into EMIs at zero processing fee

Cons

• No Fuel Surcharge Wavier