IDFC Bank FIRST SWYP Credit Card Features and Benefits
Category
travel,fuel,rewards
Fintra's Rating
4.5/5
IDFC Bank FIRST SWYP Credit Card Features and Benefits
- Limited Period Offer: Get up to Rs. 200 cashback on first 4 UPI transactions (maximum up to Rs. 50 per transaction) done within 15 days of FIRST Digital RuPay Credit Card creation date
- 4 complimentary railway lounge access per quarter
- 25% discount on movie tickets up to Rs. 100 on Paytm mobile app once a month
- Get 100 Reward Points for every Rs. 5,000 UPI spends per statement month
- Complimentary Roadside Assistance worth Rs. 1,399
- Monthly Milestone Rewards: SWYP for exciting Reward Points on monthly eligible spends:
A. Get 500 Reward Points on monthly spends of more than Rs. 10,000
B. Get 1000 Reward Points on monthly spends of more than Rs. 15,000
C. Get 400 Reward Points on rental spends of Rs. 20,000 and above p.m.
- Guaranteed year-long discounts on featured partners such as the following:
A. Dominos Pizza: 20% off up to Rs. 80 on orders above Rs. 299 twice in a month
B. EaseMyTrip: 10% instant discount up to Rs. 500 on flight or hotel bookings above Rs. 5,000 once a quarter
C. SUGAR Cosmetics: 20% instant discount up to Rs. 270 on orders above Rs. 1,250 once online once offline a month
D. TATA CLiQ: 10% instant discount up to Rs. 100 on purchases above Rs. 999 once a month
E. Zomato: Get 10% off up to Rs. 100 on orders above Rs. 299 twice in a month
- 1% fuel surcharge waiver up to Rs. 200 p.m. on fuel transactions between Rs. 200 and Rs. 5000 p.m.
- Access to additional 300+ merchant offers on all your fav categories, all year round
- Pay your statement in full or EMIfy your eligible balance
- You can convert your eligible balance into easy & convenient EMIs
- Make sure to pay any outstanding balance post EMI conversion by your payment due date
- Convert balances or transactions into easy EMIs with flat monthly conversion fees & no other processing charges
- Year- long instant discounts starting from 10% off on our Feature Partners
- FIRST SWYP Referral Benefits: Get subscription fee waived off & many more benefits by referring FIRST SWYP
Interest Charges: Not Applicable- (Customer has to either pay Total Amount Due in full or convert eligible due amount into EMI)
IDFC Bank FIRST SWYP Credit Card FeesWelcome benefits include getting the following:
A. Avail 1,000 Reward Points on the first successful EMI transaction done within first 30 days from card issuance
B. Avail 2000 Reward Points on spending Rs. 5,000 or more within the first 30 days from card issuance
C. Avail complimentary 1 Year Lenskart Gold Membership worth Rs. 600 on payment of joining / subscription fee
D. Avail Discount coupons worth Rs. 2,100 from EaseMyTrip on payment of joining fee (offer details are below):
Offer:
A. Once a month, Rs. 700 off on either return flight booking or hotel for first 3 months post card issuance amounting to a total of Rs. 2,100
Offer details:
Domestic Flight Booking:
- Rs. 500 off on a min booking amount of Rs. 5,000 for one-way domestic flights
- Rs. 700 off on min booking amount of Rs. 7,000 for round trip domestic flights
Domestic Hotel Booking:
- Rs. 700 off on min booking amount of Rs. 4,000 for hotels booking
Pros
- Numerous welcome benefits
- Guaranteed year-long discounts on featured partners such as Dominos Pizza, EaseMyTrip, SUGAR Cosmetics, TATA CLiQ, and Zomato
- Affordable joining/annual fee
Cons
- While this card provides complimentary access to railway lounges, airport lounge access requires fulfilling referral criteria
- Make sure to pay any outstanding balance post EMI conversion by your payment due date
- No golf benefits
