HSBC Cashback Credit Card fees and charges
Category
cashback
Fintra's Rating
3.1/5
HSBC Cashback Credit Card - Fees & Charges
- Interest Charges: Up to 3.49% per month, accounting to 41.88% per annum computed from the date of transaction
- Joining Fee is Rs. 999- (will be reversed if total annual spend exceeds Rs. 200,000)
No welcome offer
HSBC Cashback Credit Card Welcome Offers- Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
- Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
- Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
- 10% accelerated cashback on all dining, food delivery and grocery spends
- 1.5% unlimited cashback on all other spends (exclusions apply)
- 4 complimentary domestic lounge visits per year (1 per quarter)
- Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
- Zero liability for lost cards
- Insurance benefits
Pros
* Win an Amazon e-gift voucher
* Buy-one-get-one-free movie tickets on Saturdays
* Insurance benefits
Cons
* No golf/coaching sessions
* No fuel benefits
HSBC Cashback Credit Card Editor's Review