BOI SwaDhan Rupay Platinum fees and charges

BOI SwaDhan Rupay Platinum

Category

rewards

Fintra's Rating

 3.7/5

BOI SwaDhan Rupay Platinum - Fees & Charges

  •  Interest Charges: Up to 1.20% per month, accounting to 15.40% per annum on daily balances. In case of default service charges is 1.70% per month, accounting to 22.45% per annum
  • Actual Joining/Renewal Fees will be disclosed at the time of joining 

 

Gift vouchers as welcome benefits

BOI SwaDhan Rupay Platinum Welcome Offers

  • SwaDhan Rupay Platinum Credit Card is issued against TDR
  • The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 

BOI SwaDhan Rupay Platinum Features

Pros

  • Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank

Cons

  • No Golf Privileges 
  • No Airport Lounge access 

BOI SwaDhan Rupay Platinum Editor's Review

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