BOI SwaDhan Rupay Platinum vs PVR Kotak Gold Credit Card

• SwaDhan Rupay Platinum Credit Card is issued against TDR
• The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
• Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
• Fuel Transaction Surcharge: 1% of transaction amount 

• Obtain 15% Cash-back on Food and Beverages at PVR
• Obtain 5% Cash-back on Movie tickets at PVR Box Office
• No Joining Fee for the first year
• Insurance Cover for Lost or Stolen Cards: PVR Gold Amount Insured per year Rs. 50,000

Pros

• Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
• Interest free credit for up to 51 days and revolving credit at preferential rate
• EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank

Cons

• No Golf Privileges 
• No Airport Lounge access 

Pros

• Avail 1 free PVR ticket every month on spends of Rs. 10,000 ( each ticket up to Rs.400)
• Avail 2 free PVR tickets every month on spends of Rs. 15,000

Cons

• No complimentary Golf lessons/green 
• No complimentary Airport Lounge access