7 Best IndusInd Bank Credit Cards In India 2025
IndusInd Bank, headquartered in Mumbai, is an Indian new generation bank founded in 1994. Amongst its various services and products it provides, which include commercial, transactional and electronic banking facilities, the bank is even one of the most popular credit card issuers in India. It provides credit cards under numerous categories, such as lifestyle, travel, entertainment, shopping, and more. IndusInd Bank Credit Cards are known to be one of the most popular products in the Indian market. They are known for their handsomely rewarding premium credit cards, which have the best-in-class redemption ratio. Simply select the credit card from the variety of options as per your requirements, spending pattern, and repayment capacity.
If you're seeking to obtain a credit card, Fintra is here to showcase some of the top IndusInd Bank Credit Cards, which offer benefits under myriad categories.
Following are the Top 7 IndusInd Bank Credit Cards in India you must own in 2025:
IndusInd Bank Legend Credit Card
The IndusInd Legend Credit Card, a premium card, offers exclusive lifestyle, travel, shopping, dining, reward points, and benefits under multiple categories. This credit card is best suited for those who desire to avail benefits on travel and get the most from their weekends.
Following are some of the highlights of IndusInd Bank Legend Credit Card:
- Avail 1 reward point for every Rs. 100 you spend on weekdays and 2 reward points for every Rs. 100 you spend on weekends
- On spending Rs. 6,00,000 or above within one year from the date of issue of the credit card, earn 4,000 bonus reward points
- As a Welcome Benefit, IndusInd Legend offers several welcome benefits, which are as follows:
A. A complimentary stay at an Oberoi Hotel in India
B. Enjoy the world of extravagance with the Luxe Gift Card – Avail access to more than 30 global luxury and premium brands with a presence of over 360 stores across 30 cities in India
C. Enjoy Montblanc, a brand epitomising craftsmanship and quality par excellence. Choose from an exquisite collection of watches, stationery, jewellery, leather goods and eyewear from one of the most premium brands in the world
D. A Collection Of Intimate Luxury Hotels Hidden In Holiday Destinations Across India. Combine luxury with simplicity and retreat to a life you've always wanted
E. Enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, Ola and more
F. Enjoy various discount vouchers from multiple brands like Pantaloons, Bata, Raymond, Hush Puppies, and more
- Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to one free tickets and a maximum discount of Rs. 200 on each ticket. Gain additional Rs. 50 off on selecting the F&B option
- Enjoy access to nearly 600+ lounges across the globe using the complimentary Priority Pass
- Avail complimentary access to airport Lounges in India with your Visa Signature credit card- one complimentary lounge visit per quarter. With IndusInd Bank Legend MasterCard Credit Card, get access to domestic airport lounges in India- get 1 complimentary lounge visit per quarter on the IndusInd Bank Legend MasterCard Credit Card
- Enjoy the benefits of the unique travel assist program known as 'Travel Plus', it offers special waivers on lounge usage charges outside India
To know more and get started please click here.
IndusInd Bank Platinum Credit Card
IndusInd Bank Platinum Credit Card, a premium credit card, features a range of lifestyle, dining, entertainment, travel, and golf benefits. With this card, you'll avail fuel surcharge waiver across all petrol pumps, along with movie discounts and plenty of rewards with every purchase made by this credit card.
Following are some of the highlights of IndusInd Bank Platinum Credit Card:
- Earn 1.5 reward points for every Rs. 150 spent
- Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to two free tickets and a maximum discount of Rs. 200 on each ticket. (Please note, effective 1 October 2022, this offer will be discontinued)
- Avail 1% fuel surcharge waiver at any petrol pumps across India
- Avail comprehensive insurance benefits. IndusInd Bank in association with ICICI Lombard General Insurance Company Limited, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
- As a Welcome Benefit, IndusInd Bank Platinum Credit Card offers several welcome benefits, which are as follows: Avail Montblanc Voucher that can be used across 12 stores in India. The user will also get a Luxe Gift Card and complimentary stay/vouchers for a collection of Intimate Luxury Hotels hidden in holiday destinations in India. You'll also avail discount vouchers from Pantaloons, Bata, Raymond, Charles and Keith, Louis Philippe, Hush Puppies, Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola, and more
- Enjoy and stay safe by using the Total Protect feature, which covers you for a sum up to the credit limit on the credit card. Be completely worry-free about any fraudulent transactions performed using the card
- Avail a complimentary personal air accident insurance cover of up to Rs. 25 lakh
- Avail of a superabundance of exclusive benefits from the Rewards Program on the IndusInd Bank Platinum Credit Card! It has been specially designed to suit the user's lifestyle, enabling it to enjoy the power and freedom of ultimate flexibility and access without restrictions and limitations imposed by other programs
To get started and for more details about the credit card please click here.
IndusInd Bank Platinum Aura Edge Visa and Mastercard Credit Card
IndusInd Bank Platinum Aura Edge Credit Card allows users to earn reward points on every purchase. It's suited for those who frequently love to shop. One can even earn reward points on departmental store spending, shopping for consumer durables, ticket bookings, bill payments, and more.
Following are some of the highlights of IndusInd Bank Platinum Aura Edge Visa and Mastercard Credit Card:
- As a Platinum Aura Edge Welcome Benefit, enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more. You can also enjoy various discount vouchers from multiple brands like Pantaloons, Bata, Raymond, Hush Puppies, and more
- Flexibility to choose from 4 reward plans to suit your lifestyle- Platinum Aura Shop Plan enables you save more by managing your spends, Platinum Aura Home Plan gives the flexibility to save while shopping for home, Platinum Aura Travel Plan is especially designed for frequent fliers, and Platinum Aura Party Plan enables you to enjoy life to the fullest by earning savings points that you can later redeem against dues on the Credit Card, or on airline miles
- 1% Fuel Surcharge Waiver
- Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
- IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
- Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
- Complimentary personal air accident insurance cover of up to Rs. 25 lakh
More details about the credit card can be found here.
IndusInd Bank Club Vistara Explorer Credit Card
Club Vistara IndusInd Bank Explorer Credit Card is a premium travel credit card offering premium benefits, which include complimentary membership, stays, airport lounge access, and much more. One can even avail benefits in other categories, such as entertainment, shopping, and dining. This credit card has especially been designed to provide lots of benefits to the loyal customers of Vistara.
Following are some of the highlights of Club Vistara IndusInd Bank Explorer Credit Card:
- As a Welcome Benefit of getting a Club Vistara Explorer Credit Card, the user will avail complimentary Club Vistara Gold membership for services such as priority check-in, priority boarding, additional baggage allowance, and priority baggage handling. Besides these perks, the user will also get a complimentary Business Class Ticket voucher from Vistara along with other Gift Vouchers worth Rs. 25,000 from IndusInd Bank while making the payment of the joining fee. Do note that the complimentary Business Class Ticket voucher qualifies the cardholder to obtain a waiver of the base fare component on a one-way ticket for travel on the Vistara domestic network. One will also get a complimentary Luxe Gift Card, Oberoi Hotels gift voucher, and discount vouchers from Charles and Keith, Louis Philippe, Hush Puppies and more
- By using this card, Reward Points can be earned in the form of Club Vistara (CV) Points. Hence, one can earn the Club Vistara Points in the following manner:
- Earn 8 CV points for every Rs. 200 that you spend on the Vistara website or app
- Earn 6 CV points for every Rs. 200 you spend on airline, hotel, or travel bookings
- Earn 2 CV points for every Rs. 200 you spend on the other categories
- Earn 1 CV point for every Rs. 200 you spend on insurance, utility, government payment, and fuel
- Complimentary 4 international airport lounge visits every quarter
- 1 complimentary domestic airport lounge visit every quarter
- Enjoy special waivers on airport lounge usage charges outside India with the Travel Plus
- IndusInd Bank in association with ICICI Lombard General Insurance Company Limited bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed flight connection
- Special dining offers
- 20% off on BookMyShow on Events and Theatre bookings. Purchase one movie ticket and get another one for free. Do note that the free ticket price is capped at Rs. 700 each. One can also get up to 2 free tickets in a month, and an additional Rs. 100 off on selecting the F&B option. This offer is valid on theatres registered with BookMyShow across all major cities
- Avail complimentary Business Class Ticket voucher on every spend milestone of Rs. 3 lakhs. You can earn up to a maximum of 5 complimentary Business Class Ticket vouchers in a year. Do note that the complimentary Business Class Ticket voucher qualifies the cardholder to obtain a waiver of the base fare component on a one-way ticket for travel on the Vistara domestic network
- No foreign currency markup fee
- No over-limit charges and late payment fees
- Free cash advancement/withdrawal facility
- 24x7 concierge service
- Avail 1% fuel surcharge waiver at any petrol station in India
- Avail Auto Assist facility which provides on-the-spot assistance, and resolves your problem. It is round-the-clock assistance throughout the year
- With Visa Signature, the cardholders can get a discount of 20% on retail rates on Airport Fast Track immigration service worldwide
- With Visa Airport Limo Transfer Program, one can enhance their travel experience with Luxury Airport Transfer Service, and get 15% off retail rates on airport transfer services in key cities globally
- This is a chip-based contactless credit card
More details about the credit card can be found here.
IndusInd Bank Indulge Credit Card
The IndusInd Indulge Credit Card is an exclusive credit card having a pure 22 kt gold inlay, and it comes with a no pre-set spending limit. Cardholders can avail premium benefits such as complimentary airport lounge access, golf sessions, air accident cover, rewards, travel and entertainment offers, and lots more.
Following are some of the highlights of IndusInd Bank Indulge Credit Card:
- This card has a contactless feature enabling to make swift, convenient, and secure transactions
- The IndusInd Bank Indulge Credit Card is empowered with a unique feature, known as NPSL (No pre-set spending limit)
- Dining Offer: Avail Rs. 3000 off on the total bill amount twice a year and experience delicious meals at 100+ exclusive restaurants
- Complimentary golfing lessons and games at golf courses in selected Golf clubs in India. You'll get unlimited access to select premium clubs in India
- Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to 3 free movie discounts and the price of the free ticket is capped at Rs 700. Avail additional Rs. 50 off on selecting the F&B option. Do note this offer is valid on all theatres registered with BookMyShow across all major cities in India
- Enjoy exclusive offers on Theatre, Events, and more. Get 20% off or a discount of Rs. 350, whichever is lower, for every two tickets purchased on BookMyShow on Events and Theatre bookings using the IndusInd Bank Indulge Credit Card. Do note offer is valid till 31 December 2022
- Complimentary Priority Pass membership: Enjoy access to 700+ airport lounges across the globe and unlimited complimentary international airport lounge access outside India
- Discounted foreign currency mark-up of 1.8% + GST on international transactions
- Benefit from low rate of interest that can go as low as 1.79% per month
- Get 1.5 reward points for every Rs. 100 spent
- Get a waiver of 1% fuel surcharge at any petrol station in India. Only on transactions between Rs. 400 to Rs. 4000, this waiver will be applicable
- Get exclusive access to selected premium Visa airport lounges within India and complimentary airport lounge visits per calendar quarter on the Primary Card. Avail up to 6 complimentary airport lounge visits per calendar quarter. Do note this offer is valid till 30th September 2022
- By joining the complimentary Visa Infinite Program, you'll get offers as follows:
- Movie offer: Purchase one movie ticket and get the other movie ticket for free. The movie ticket discount capping is at Rs. 300 per transaction, and the offer is valid on all days
- Non-Movie based events: The Non-Movie discount is 20% up to Rs. 700 per transaction or per card every month
- The Visa Infinite Cardholders can avail a discount of 25% off on retail rates on Airport Fast Track immigration service worldwide
- Avail Luxury Airport Transfer Service, get 20% off on retail rates on airport transfer services globally
- Avail complimentary E-commerce Purchase Protection
- 24 Hour Concierge
- Avail complimentary Personal Air Accident insurance cover of up to Rs. 2.5 Crores
- Enjoy and stay safe by using the Total Protect feature which covers you for unauthorised transactions on the Card at merchant establishments. It even covers the Credit Card for a sum up to the credit limit on your Card
- Avail complimentary travel insurance cover through IndusInd Bank that has partnered with ICICI Lombard General Insurance
More details about the credit card can be found here.
IndusInd Bank Crest Credit Card
By availing IndusInd Bank Crest Credit Card, a new world of priceless privileges is awaiting at every step of the way. The IndusInd Bank Crest Credit Card has a host of dining, travel, and lifestyle benefits, along with wellness and lounge experiences and much more.
In fact, the maximum number of Reward points which can be redeemed on the Crest Credit Card for the cash credit option in one statement cycle is 30,000 Reward Points.
Following are some of the highlights of IndusInd Bank Crest Credit Card:
- Get access to international airport lounges and domestic airport lounges, and a personal, dedicated Meet & Greet agent to accompany you from curbside to the aircraft gate with a 15% discount on Meet & Greet services
- With the complimentary LoungeKey membership, get complimentary lounge access outside India, and 2 free visits per cardholder per calendar quarter. Access to business facilities and get complimentary refreshments and snacks
- Receive an exclusive rate on the Airport By Invitation service. This enables the cardholders to bypass check-in lines, passenger terminals, and have private security checks, personal chauffeur service directly to the plane door, and the luggage gets delivered directly to the cardholder while they're waiting in a VIP lounge. Gain access to over 580 telcos in 150+ countries around the globe with a one-time setup
- Enjoy one night free at a collection of participating luxurious hotels and handpicked resorts
- At a participating ITC hotel, get 25% off on F&B Bill for a maximum of four guests, 50% off on buffet lunch/dinner for two guests, 30% off on purchases at the gourmet shop for purchases of maximum up to Rs. 5000, 20% off on purchase of Welcombreak packages, and earn Green Points at 25% on all eligible Food and Beverages spends at ITC Hotels and WelcomHotels
- Save up to 20% when dining at Fortune and WelcomHeritage Hotels
- Acquire 1,000 bonus Green Points on every accumulated spend of Rs. 25,000 on Food and Beverage
- Get Green Points at 25% on all eligible Food & Beverage spends at participating ITC Hotels & Welcomhotels, and 5% on all eligible non Food & Beverage spends at participating ITC Hotels, Welcomhotels & Fortune Hotels
- Relish savings of 20% on Food and Beverage spends at participating Fortune Hotels that is valid for up to 8 guests including the member
- Enjoy two at the cost of one at selected bars during evening hours every Wednesday
- Earn 50% extra Green Points on dining spends at selected restaurants at ITC Hotels on Fridays
- If it's a birthday week for the cardholder and its spouse, receive 50% bonus Green Points on dining spends (37.5% earnings) or stay (7.5% earnings) at all participating ITC Hotels and Sheraton New Delhi
- Savour delicious curated dining and get a complimentary glass of Champagne along with the meal at selected acclaimed restaurants around the globe
- Avail complimentary Green Fees offer at the selected clubs, and complimentary golf games and coaching/lessons
- With World Elite™ Mastercard ® the cardholders can enjoy the following privileges: 12 rounds of complimentary green fees for a year, 4 complimentary green fee access for guests, and 12 complimentary golf lessons every year. Do note this is valid till Dec 31, 2022
- Receive 20% off on BookMyShow on Events and Theatre bookings. Purchase one movie ticket and get another one free. Do note the free ticket price is capped at Rs. 700. In a month, avail up to 3 free tickets. In fact, avail an additional 50% off on selecting the F&B option. This offer is valid in all theatres that are registered with BookMyShow across India
- Gain Rs. 3000 off on the total bill amount around the year and experience delicious meals at 100+ exclusive restaurants
More details about the credit card can be found here.
IndusInd Bank Celesta Credit Card
Keeping individuals' starry lifestyles and polished tastes in mind, IndusInd Bank has curated a credit card which is as extraordinary as the cardholder who owns it. The IndusInd Bank Celesta Credit Card is a card that ushers its user into a world of exotic benefits, elite offers, and enchanting privileges which are hand-picked for the true connoisseur. So sit back, unwind, and get ready for the exemplary life that is made even better!
Following are some of the highlights of IndusInd Bank Celesta Credit Card:
- Discern offers from leading hotel properties, retail outlets, restaurants, and much more in India or abroad
- Unlimited complimentary domestic airport lounge access
- With the Priority Pass Programme, you can receive special privileges which enable you to access nearly 700+ airport lounges across the globe. Avail 2 complimentary visits in each calendar quarter to any of the participating International airport lounges
- Avail complimentary Tablet Plus membership that will unlock access to VIP upgrades and privileges at various selected top hotels around the globe, including independent boutiques and international brands. Other Tablet Plus benefits include receiving complimentary breakfast, guaranteed early check-in and late check-out, spa credits, food and drink credits, valet parking, airport transfers, and a welcome gift
- Receive discounts on Hertz: When using Hertz Car Rental, get a 10% discount on standard rates, have one car class upgrade on rentals of 5 consecutive days or more, and get a free additional driver for spouse/partner
- Receive Rs. 3000 off on the total bill amount around the year and relish mouthwatering meals at exclusive restaurants
- With complimentary Dineout Plus Membership, avail a complimentary Dineout Membership, 25% flat off at premium restaurants, and have the option to dine at 600+ five star properties in India
- Avail 20% off on BookMyShow on Events and Theatre bookings, and purchase one movie ticket and get another one free. Do note the free ticket price is capped at Rs. 700, and in a month, one can get up to 3 free tickets. Gain an additional Rs. 50 off on selecting the F&B option. This offer is valid on those theatres that are registered with BookMyShow across India
- Avail 3 complimentary Golf Games per month and 3 complimentary Golf Lessons per month
- Air accident insurance of Rs. 2.5 crore
- Complimentary enrolment to the Total Protect program that covers the cardholder for unauthorised transactions, and the bank provides insurance cover up to 48 hours before reporting the loss of the Card
- Avail travel insurance that covers for lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
- 24/7 concierge services
- Get complimentary Auto Assist that covers any automobile emergency
- Get a 1% waiver for transactions between Rs. 400 and Rs. 4,000 GST on fuel surcharge
- Business Add-On card
- Earn 0.70 Reward Points for every Rs. 100 spent on International transactions
- Earn 0.70 Reward Point for every Rs. 100 spent on Domestic transactions
More details about the credit card can be found here.
Conclusion
In India, several credit cards offer attractive benefits in the form of reward programs, cashback, fuel savings, insurance benefits, travel benefits, etc. Amongst these credit cards, the IndusInd Bank Credit Cards surely ranks high amongst credit card users. Experts at Fintra suggest that selecting the right credit card based on the individual's lifestyle requirements will enable them to reap the maximum benefits from your credit card. Here above, Fintra has presented an insight on some of the top credit cards offered by IndusInd Bank based on various categories and parameters. The bank offers us a huge variety of benefits when it comes to travelling, shopping, and dining. With the above information by your side, we are sure it will assist well in picking the right card, which adds more value and savings to your lifestyle.
