10 Best Travel Credit Cards in India in 2025
Most of us are travel lovers, be it a small trip to a nearby scenic spot or an international trip. However, what if you're told with just a small tool in your pocket can make each of your trips even more worthwhile and cost-effective! Travel credit cards are one such tool that provides accelerated rewards during travels along with various other perks such as complimentary domestic and/or international lounge access, air mile earnings, and co-partnered benefits with Airlines and Travel Partners. Some also offer rewards for booking hotel stays and travel insurance. In fact, at times the points collected on a travel card can later be used to redeem a complimentary ticket or purchase vouchers of your favourite brands.
Following are the top 10 Best Travel Credit Cards in India you must own in 2025:
- Joining fee Rs. 1,500
- Welcome gift: A Complimentary Economy Class Ticket
- Air Accident Cover of up to Rs. 2.5 crore
The Axis Bank Vistara Credit Card is ideal for frequent fliers. The benefits include a complimentary economy class ticket, complimentary Club Vistara Membership, and CV points on every swipe. You can also acquire two economy class tickets when you achieve your spending milestones.
- Joining fee Rs. 3,000
- Get 3 complimentary rounds of golf
- Explore curated experiences from across the world with Extraordinary weekends
Axis Bank Vistara Signature Credit Card will delight you with complimentary membership of the Vistara Silver Club. Other benefits include a complimentary premium economy ticket, annually. Customers can avail of Club Vistara points to achieve milestones while transacting and stand a chance to win three premium economy tickets with these milestones.
- Joining fee Rs. 1,500 (Nil joining fee for Priority Customers only)
- Welcome Benefits includes availing 12,500 EDGE REWARD Points that are redeemable against Paytm flight & hotel vouchers
- 2 Complimentary access per calendar quarter to select domestic lounges
The Axis Bank Privilege Credit Card has the activation benefit of Paytm flight & hotel vouchers worth Rs 5,000 and 8 complimentary lounge access at selected domestic airports.
- Joining fee Rs. 5,000 & Second Year onwards fee will be Rs. 10,000
- This card is best suited for Travel Vouchers & Lounge Access
- Welcome Gift of 10,000 Bonus JPMiles will be made available only to Basic Cardmembers who pay the Annual Fee
Jet Airways American Express Platinum Credit Card holds great value, hence it continues to find a place in Traveler's primary wallets. Rewards and offers will surely allure you to get one now!
- Joining fee Rs. 5,000
- Enjoy Complimentary Airport Lounge access, Golf rounds, movie tickets, discounts on dining, and more
- Get a 10% discount on Business Class tickets booked on Etihad Airways
This little friend of yours fulfils all the desires of those who love to travel. Offering travel privileges, shopping allowances, and airport lounge access, the InterMiles ICICI Bank Sapphiro Credit Card covers it all.
To know more and apply for ICICI Credit Cards please click here
- Joining fee Rs. 3,000
- This credit card is suited well for Air Mile Earning
- EMI options on online travel booking and shopping, and at over 2,000 stores
All those who love to travel should opt for this credit card. It helps users win free miles and other exciting travel offers. Customers making a payment with this credit card can earn high reward points and win miles.
- Joining fee Rs. 4,999
- Best suited for Lounge Access, Movies, and Dining
- Welcome e- Gift Voucher worth Rs. 5,000. Choose from an array of travel and lifestyle brands: Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop
SBI Card ELITE is specifically designed for high-end users. This card offers various benefits like gift vouchers and coupons that can be availed at leading outlets.
- Joining fee Rs. 3,000
- This credit card is best for those seeking Travel Rewards with Emirates, Lounge Access, and Golf Privileges
- Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
Get your card now and be welcomed with 4,000 bonus Miles. With just 27,500 Skywards Miles, get a return ticket to Dubai!
- Joining fee Rs. 4,999
- This credit card has Travel Rewards along with Exclusive Benefits with the Indian Airline, Air India
- Complimentary Visa Lounge Access Program in India at major domestic airports
This travel card ensures to offer a journey that's truly worth remembering- Welcome aboard on an expedition of rewarding experiences. It has been designed for travel passionates, be it for personal reasons or professional ones. A host of travelling features and benefits awaits you.
- Joining fee Rs. 10,000
- Welcome Benefits include complimentary annual memberships from partnered brands
- Spend Rs. 5 Lakhs in 12 Months and get Renewal Fee waived for the next renewal year
HDFC Diners Club Black is an elite international credit card that has various lifestyle benefits. It's for those who love to have a luxurious lifestyle and love travelling.
Conclusion
These credit cards are extremely suited for those who travel frequently for business or leisure. It can be confusing to decide which travel credit card best suits your needs when browsing through the various options available in the market. However, there are a few points to consider while choosing the perfect travel credit card.
One of the first points to consider is to recognize your spending habits. Some vital questions you can ponder on are:
- Do you require general benefits or a co-branded credit card?
- Is earning air miles vital to you?
- Which category do you spend on most?
- Will complimentary lounge access be beneficial for yourself?
- Is travel insurance along with other perks vital to you?
Based on your views on the above questions, shortlist the top travel credit cards and then proceed to get them.
