Top 10 Fuel Credit Cards in India in 2025
With the fluctuating costs of fuel, it is important to spare at whatever point conceivable. Many top banks and lenders in the nation are offering fuel Credit cards which help you save more on your fuel bills. The yearly charge of these cards goes from zero to Rs.1,000 alongside a rate of interest going from 3.25% to 3.40% every month. Aside from offers and advantages on your fuel expenses, these cards additionally give a wide scope of offers in different categories, for example, entertainment, dining, and even shopping.
Here's a list of the top 10 Fuel Credit Cards for the year 2025:
- A renewal fee of Rs. 250
- The network used: VISA
- The cash payment fee is Rs. 100
Pride Platinum Credit Card is one of the best cards to use for your fuel expenses. Exclusively crafted to suit the brave Army personnel serving in Indian Defence Forces including the Air Force and Navy. This unique credit card comes with a shade of Tricolor on the card itself. One can avail eDGE points and redeem them later mainly for the fuel expenses. Along with a fuel surcharge waiver of up to Rs. 250, other benefits are availing 15% discount at more than 200 partnered restaurants, transactions made more than Rs. 2500 can be converted into EMIs, and one can get free add-on cards.
Following are some of the highlights of Axis Bank Pride Platinum Credit Card:
- Avail 15% discount at partnered restaurants across India.
- Fuel surcharge waiver of 1% on all fuel purchases between Rs. 400 and Rs. 4,000. The monthly maximum benefit is limited to Rs. 250.
- Get 4 points on every transaction of Rs. 200.
- Earn 100 eDGE reward points on spending more than Rs. 5,000 every month.
- When making transactions more than Rs. 2,500, one can convert them into EMIs with a huge range of tenures and lower interest rates. These purchases can be easily converted into EMI via phone banking, net banking, or by visiting the bank branch.
- If the credit card gets lost or misplaced, by immediately reporting the loss to the Axis Bank, the cardholder will no longer be charged for fraudulent or unlawful usage of the misplaced card.
- Joining and renewal fee of Rs. 5,000
- Free lounge access available
- The network used: MasterCard
SC Ultimate is the most exclusive credit card that rewards its cardholders on fuel and travel spends, fine dining, and compliments their premium lifestyle with an attractive reward point value. With this credit card, one can get Rs. 10,000 cashback as the welcome bonus. This card can offer up to 5 reward points (1 reward point = Rs.1) on every Rs. 150 spent. With a whopping 3.3% reward rate, avail many cashback and fuel-saving benefits from this card.
Following are some of the highlights of SC Ultimate Credit Card:
- Avail 5 reward points on every Rs. 150 spent along with maximum benefit with 1 reward point equal to Re 1.
- Get 5% cashback on duty-free spends.
- Complimentary access to more than 1000 airport lounges across the globe.
- Enjoy a foreign currency markup fee of 2% on all foreign currency transactions.
- Complimentary access to premier golf courses in India and worldwide. Access premier golf courses with one complimentary golf game and one coaching session per month at domestic golf.
- Complimentary Priority Pass Membership.
- Avail 15% off at over 850 restaurants in India.
- Transform credit card purchases into simple EMI at retail outlets and/or e-commerce websites.
- Transfer an outstanding balance on any other bank credit card to Standard Chartered credit card at attractive interest rates.
- Beginning from Rs. 5,000, convert big credit card transactions, into easy instalments with attractive rates at zero preclosure charges.
- Joining and renewal fee of Rs. 500
- The network used: VISA
- Fuel surcharge waiver is also available
Bank of Baroda Easy Credit Card is a reward credit card that also gives cashback. The card comes with an annual fee of just Rs. 500 that is waived upon spending Rs. 50,000 in a year. This credit card provides up to 5 reward points for every Rs. 100/- spent on any fuel station. Insurance coverage of Rs. 15 lakhs is also offered and get up to 50 days of the interest-free period. Use this credit card every time you go to the fuel station and get assured benefits.
Following are some of the highlights of the Bank of Baroda Easy Credit Card:
- Fuel Surcharge Waiver of 1% for transactions between Rs. 400 to Rs. 5,000, subject to a max. of Rs. 250 in a statement cycle.
- Get five reward points for every 100 spent on Departmental stores, Grocery, and Movies.
- Avail 0.5% of the card bill payment as cashback in the next statement.
- Redeem reward points as cashback and other exciting options.
- Convert purchases over Rs. 2,500 on the card into EMIs of 6/12 months of tenure.
- Avail up to 3-lifetime free add-on cards for immediate family members who are above 18 years of age.
- Complimentary Personal Accidental Death Cover.
- By reporting the loss of the card immediately, ensures zero liability on any fraudulent transactions.
- Annual fee of Rs. 1,000
- A cash withdrawal fee of 2.5% of the transaction
- Finance charges of interest of 3.25% p.m. or 39% p.a.
BOB Financial PREMIER Credit Card will complement your 'Premier' lifestyle. By using this credit card, an individual can avail one reward point on each spending of Rs. 100 on categories like fuel, grocery, shopping, and many more. Later on, one can redeem the earned reward points for certain gift vouchers or cashback.
Following are some of the highlights of the BOB Financial PREMIER Credit Card:
- Fuel Surcharge Waiver of 1% for transactions between Rs. 400 to Rs. 5,000, subject to a max. of Rs. 250 in a statement cycle.
- Avail 10 reward points for every Rs. 100 spent on travel, dining, and International spends. Moreover, avail 2 Reward Points for every Rs. 100 spent on other categories.
- Get complimentary airport lounge access in India, 24 x 7 concierge, and more.
- Redeem reward points as cashback and other exciting options.
- Convert purchases over Rs. 2,500 on the card into EMIs of 6/12 months of tenure.
- Avail up to 3-lifetime free add-on cards for immediate family members who are above 18 years of age.
- Complimentary Personal Accidental Death Cover.
- By reporting the loss of the card immediately, ensures zero liability on any fraudulent transactions.
- Joining and Renewal fee of Rs. 2,499
- The network used: MasterCard
- Free lounge access is available
YES FIRST Preferred Credit Card is especially for those who love shopping and travel. Among its major highlights are the excellent rewards program and complimentary access to international airport lounges. Take the pleasures exclusive privileges and Rewards along with gratifying yourself with elite benefits, features, and a world of choice for redeeming Reward Points.
Following are some of the highlights of YES FIRST Preferred Credit Card:
- Obtain 10,000 Reward Points on the first transaction done within the first 90 days of the card set-up date.
- 25% discount on movie bookings at BookMyShow.
- 16 Reward Points for every Rs. 200 spent on Travel Agencies and Tour Operators, Domestic Airlines, and Dining.
- 8 Reward Points per INR 200 spent on all other categories.
- Avail 4 complimentary Golf rounds per calendar year at selected Golf courses in India.
- Get one complimentary Golf Lesson every calendar month at selected golf courses in India.
- Complimentary Priority Pass Membership with 4 Complimentary Visits worldwide in a calendar year.
- Complimentary domestic lounge visits provided 3 times in a quarter across 25+ airport lounges.
- Flight Accident Cover of up to Rs. 1 crore.
- Get medical insurance cover of Rs. 25 lakh for emergency hospitalization while traveling overseas.
- Joining fee of Rs. 1,999
- A renewal fee of Rs. 299
- The network used: VISA
The few activities that give us pleasure and take our minds off from the humdrum of everyday life are travelling, entertainment, and eating out. With Kotak Delight Platinum Credit Card in your wallet, each of these activities along with various others will be even more delightful! Cherish unmatched cashback, surcharge waivers, including on fuel, and various other countless benefits, all tugged up in one card.
Following are some of the highlights of Kotak Delight Platinum Credit Card:
- The cardholders will get 10% CashBack on Dining spends if they spend a minimum of Rs.10,000 on categories other than dining and entertainment within the billing cycle. They'll also get a maximum cashback of Rs. 600 in a billing cycle. The earned cashback can be shared between dining and entertainment spends.
- Cardholders can get 10% CashBack on Movies spends if they spend a minimum of Rs. 10,000 on categories other than dining and entertainment within the billing cycle. They'll also get maximum cashback, which can be earned per billing cycle, of Rs. 600. The earned cashback cap can be shared between dining and entertainment transactions.
- Fuel Surcharge Waiver is applicable on transactions between Rs. 400 and Rs. 4000. Moreover, the maximum fuel surcharge waiver allowed in a year is Rs. 4500.
- Avail Railway Surcharge Waiver for transactions on www.irctc.co.in and for transactions on Indian Railways Booking Counters. The maximum railway surcharge waiver the user can get in a year is Rs. 500.
- The Milestone Feature includes the option of spending Rs. 1,25,000 every six months to get four free PVR tickets or Rs. 750 cashback. Every year get a maximum of 8 free PVR tickets or Rs. 1500 cashback.
- If the Credit Card gets stolen, one can avail a cover of Rs. 1,25,000 against fraudulent usage up to seven days pre-reporting.
- The joining and renewal fee is NIL
- A free surcharge waiver is available
- The network used: VISA
The HSBC Visa Platinum Card provides magnificent rewards and offers, with instant recognition and exclusive privileges. Take the step towards a world of incredible and unforgettable experiences. One of the premium credit cards offered by the HSBC Bank, it promises to provide a premium lifestyle and benefits. With zero joining and an annual maintenance fee, this credit card also provides exciting welcome offers.
Following are some of the highlights of the HSBC Visa Platinum Card:
- HSBC Visa Platinum Card is a lifetime free Credit Card with nil joining and annual fees.
- Avail Introductory benefits of up to Rs. 2,500. Some benefits include getting an Amazon voucher worth Rs. 250, 3 complimentary domestic/international airport lounge access or 3 meal-vouchers to use at airport restaurants, and 10% cashback of up to Rs. 2000.
- Avail the facility of air miles conversion on InterMiles, British Airways, and Singapore Airlines.
- Avail BookMyShow voucher worth Rs. 500 on spending over Rs. 50,000 in a month, and get a maximum of vouchers worth Rs. 3,000 per year.
- Avail Swiggy offer of 15% instant discount up to Rs. 100 from Thursday to Sunday on a minimum order of Rs. 500, save up to 20% on Club Mahindra membership by signing up using HSBC cards, on MakeMyTrip get up to Rs. 15,000 instant discount every Sunday, on Goibibo get 10% instant discount on domestic flights every Tuesday, and lots more.
- If the HSBC Visa Platinum Credit Card gets lost, by reporting and registering the loss to HSBC, the cardholder will have no liability for transactions done after filing the report. The cardholder will also get a cover for the misuse of the HSBC Visa Platinum Credit Card up to 24 hours before reporting and registering, for up to Rs. 300,000.
- Get Insurance benefits from ICICI Lombard General Insurance Company Limited.
- Avail other regular card benefits such as cash advance, additional credit cards, global access, online convenience, 24x7 customer access through Phone Banking, and lots more.
- Joining and renewal fee of Rs. 750
- The network used: MasterCard
- Fuel surcharge waiver is also available
With BOB Financial Select Credit Card, you'll live life with 'Select' privileges. BOB Financial Select Credit Card is a unique card because no minimum income is required to get the card. Thus, this might be the best credit card for all the students out there looking for a viable card with benefits that they can avail of in the form of cashback and fuel benefits.
Following are some of the highlights of BOB Financial Select Credit Card:
- Get a 1% fuel surcharge waiver at any fuel stations in India on transactions between Rs. 400 and Rs 5,000. Max waiver of Rs 250 per statement cycle.
- Earn 5 Reward Points for every Rs 100 spent on dining, online shopping, and utility bills.
- By making five transactions worth Rs 1,000 or more per month, get 1,000 bonus reward points.
- By spending Rs. 7,500 within 60 days and Rs. 70,000 in a year, get reversal/waiver of annual fees.
- One can redeem the earned reward points as cashback and other exciting options.
- Cardholders may convert their purchases of Rs. 2,500 and above into EMIs of 6 to 12 months.
- Get 3 lifetime-free add-on cards for immediate family members who are above 18 years of age.
- Avail complimentary Personal Accidental Death Cover.
- If the credit card gets lost, immediately reporting the loss of it ensures zero liability on any fraudulent transactions.
- Joining and Renewal fee of Rs. 1,000
- Free lounge access available
- The network used: MasterCard
With HDFC Regalia First Credit Card, you’ll experience the first level towards indulgence. This card offers fantastic rewards and benefits for shopping, travel, and entertainment. Airport lounge access and exclusive dining privileges add to its benefits. In fact, with regards to its fee range, HDFC Regalia First Credit Card is one of the best options you could opt for. The applicants for HDFC Regalia First Credit Card should have a minimum credit score of 750.
Following are some of the highlights of HDFC Regalia First Credit Card:
- Get a 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. 5000.
- On spending of Rs. 150 on all retail spends, including insurance, utilities, education, and rent, one can earn up to 4 reward points. Using this card, you can enjoy benefits through dining and flying, etc.
- Up to 5% cashback on travel and shopping spends.
- Under the Good Food Trail dining program, get up to 40% discounts for weekend fine dining, 20% discount on Premium Dining, 30% discount on Chef Specialty, and 20% discount on the buffet.
- Avail 8 complimentary access to Airport lounges within India, in a year.
- Accidental air death insurance cover worth Rs. 50 lakhs.
- Get emergency overseas hospitalization cover up to Rs. 10 lakhs.
- Credit Liability cover of up to Rs 5,00,000.
- Joining fee of Rs. 5,000
- Free airport lounge access also available
- The network used: VISA
Axis Bank has always remained one of the top choices for credit cards in India. Their cards are always loaded with numerous rewards and exclusive lifestyle and travel benefits. Axis Bank Signature Credit Card is one such card that is one of the best choices for shopaholics. The Signature Credit Card enables you to spend flexibly over and above the credit limit without any extra charges, especially if you are a Burgundy cardholder customer. Moreover, one can obtain a 15% discount on dining, complimentary access to airport lounges, global emergency assistance, waiver on the surcharge for fuel, International Concierge services, and lots more.
Following are some of the highlights of the Axis Bank Signature Credit Card:
- Avail 100 Points on the first online transaction.
- For Burgundy clients, there're no punitive charges on spending over the credit limit.
- Visa Offer of 2 complimentary Indian airport lounge visits per quarter. Complimentary Priority Pass membership.
- Annual fee waived upon spending Rs. 3 lakh in the preceding year
- 50% cashback on movie tickets via BMS
- Avail 15% discount at partnered restaurants across India.
- Fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 4,000. The monthly maximum benefit is limited to Rs. 250.
- Get 10 Reward Points per Rs. 200 spent domestically, and 20 Reward Points on international spends.
- When making transactions more than Rs. 2,500, one can convert them into EMIs.
- Avail air accident cover up to Rs. 2.5 crore.
- One can purchase protection up to 1 lakh.
Conclusion
You should go through all the best available credit cards before applying for one. A good CIBIL score makes the whole process of getting a card way much easier. With credit cards, comes hidden charges and taxes. You should always read all the terms and conditions before applying for one. Always spend wisely and don’t overspend because ultimately, it is you who have to pay for all the expenses. Stay safe and never share your credit card details or pin with anyone.
