YES Bank Regular Savings Account vs Kotak Mahindra Bank Savings Account

Interest Rate

4.00% - 5.25% p.a
3.50% - 4.00% p.a.

Minimum Balance

NIL or Rs. 10,000/Rs. 25,000
Zero Balance Savings Account

Monthly Average balance

For Savings Account PRO: Rs. 10,000; For Savings Account PRO Plus: Rs. 25,000; Freedom from maintaining average monthly balance (AMB) subject to FD value five times of AMB requirement
Nil or Rs. 10,000

Features

Internet and Banking facility available

Mobile and SMS banking SMS & Email alert facility for day end balance/ transactions above a threshold/low balance (free for Savings account PRO Plus customers)

TRUE Anywhere banking facility – Free banking across all YES Bank branches

Free cash withdrawal facility across all YES Bank ATMs

Access your account detail anytime, anywhere with easy access to digital channels like YES ONLINE, YES Mobile, YES ROBOT & WhatsApp Banking

24*7 online fund transfer & bill payment through free NEFT, RTGS & UPI facility 

Free Utility Bill Payment              

Free NEFT through Internet Banking

Free Cash Withdrawals at Domestic ATMs

Scan and Pay to make payments for shopping, groceries, and much more



Documents Required

* Duly-filled account opening form

* PAN Card/Form 60 with reasons for not having a PAN Card

* Recent photographs of the applicant

* Valid Driving License

* Valid Passport, Voter’s ID, Aadhaar Card E-Aadhaar (downloaded from UIDAI website)

To open a YES Bank Savings Account, please click here  

* Driving License, Passport, Voter's ID, Aadhaar Card, PAN Card

* Utility Bill, Bank Statement, Bank Account Passbook (Updated and no more than 3 months old)

* Latest Passport Size Photographs

 To open Kotak 811 Zero Balance Savings Account, please click here


More comparisions with YES Bank Regular Savings Account

More comparisions with Kotak Mahindra Bank Savings Account

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