YES Bank Regular Savings Account vs IndusInd Bank Small Savings Account

Interest Rate

4.00% - 5.25% p.a
4.00% - 6.00% p.a.

Minimum Balance

NIL or Rs. 10,000/Rs. 25,000
Zero Balance Account

Monthly Average balance

For Savings Account PRO: Rs. 10,000; For Savings Account PRO Plus: Rs. 25,000; Freedom from maintaining average monthly balance (AMB) subject to FD value five times of AMB requirement
NIL or The balance at any point of time does not exceed Rs. 50,000

Features

Internet and Banking facility available

Mobile and SMS banking SMS & Email alert facility for day end balance/ transactions above a threshold/low balance (free for Savings account PRO Plus customers)

TRUE Anywhere banking facility – Free banking across all YES Bank branches

Free cash withdrawal facility across all YES Bank ATMs

Access your account detail anytime, anywhere with easy access to digital channels like YES ONLINE, YES Mobile, YES ROBOT & WhatsApp Banking

24*7 online fund transfer & bill payment through free NEFT, RTGS & UPI facility 

Free Utility Bill Payment              

Free access to IndusInd Bank ATMs across India for cash withdrawals, cash/ cheque deposits, VISA Credit Card bill payment, balance enquiry and mobile top-up

5 Free Domestic Other Bank ATM transactions in a month

Free funds transfer through NEFT or RTGS

Half-yearly statements, monthly statements through email

Documents Required

* Duly-filled account opening form

* PAN Card/Form 60 with reasons for not having a PAN Card

* Recent photographs of the applicant

* Valid Driving License

* Valid Passport, Voter’s ID, Aadhaar Card E-Aadhaar (downloaded from UIDAI website)

To open a YES Bank Savings Account, please click here  

* Proof of identity as per list provided from time to time

* Proof of address as per list provided from time to time

* An Account Opening Form Duly Filled

* One passport size self-attested colour photograph

* The prospective customer should visit the branch and affix his/ her signature/ thumb impression in the Account Opening Form in front of the Branch Manager or Manager Customer Service and Operations


More comparisions with YES Bank Regular Savings Account

More comparisions with IndusInd Bank Small Savings Account

Downloads