AU Small Finance Bank Women's Savings Account vs Kotak Mahindra Bank Savings Account

Interest Rate

Up to 7% p.a
3.50% - 4.00% p.a.

Minimum Balance

Rs. 5000/month
Zero Balance Savings Account

Monthly Average balance

Rs. 5,000 for Urban Branches; Rs. 2000 for Core Branches; Fixed Deposit of Rs. 25,000
Nil or Rs. 10,000

Features

* Monthly interest payouts

* Relationship Officer facility

* Get all the banking transactions and other service requests executed from the bank's Video Banking facilities

* Have 24x7 access to the funds in your account through AU 0101 App or AU 0101 NetBanking. One can also book flights, hotels, & cabs, recharge the mobile, and apply for a host of products and services

* Avail wide range of products and services that include lockers, Demat, 2-in-1 Account, Mutual Funds, asset products and insurance 

* Extended banking hours

* Avail the benefits of meeting the account balance requirement either through savings balances or with Fixed Deposits

* Paperless banking- Now deposit funds into the account without using a deposit slip

* Avail instant alerts on your banking transactions

Free NEFT through Internet Banking

Free Cash Withdrawals at Domestic ATMs

Scan and Pay to make payments for shopping, groceries, and much more



Documents Required

* PAN card, Aadhaar card, and funds for initial funding

* KYC documents

* Passport-sized photographs

* Filled application form

 

* Driving License, Passport, Voter's ID, Aadhaar Card, PAN Card

* Utility Bill, Bank Statement, Bank Account Passbook (Updated and no more than 3 months old)

* Latest Passport Size Photographs

 To open Kotak 811 Zero Balance Savings Account, please click here


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