AU Small Finance Bank Women's Savings Account vs HDFC Bank Savings Account

Interest Rate

Up to 7% p.a
3.00% - 3.50% p.a.

Minimum Balance

Rs. 5000/month
Rs. 10,000 for Urban branches; Rs. 5,000 for Semi Urban branches; Rs. 2,500 for Rural branches

Monthly Average balance

Rs. 5,000 for Urban Branches; Rs. 2000 for Core Branches; Fixed Deposit of Rs. 25,000
Rs. 10,000 for urban branches; Rs.5000 for semi-urban branches; Average quarterly balance of Rs. 2500 or FD of Rs.10,000 for minimum 1 year 1 day for rural branches

Features

* Monthly interest payouts

* Relationship Officer facility

* Get all the banking transactions and other service requests executed from the bank's Video Banking facilities

* Have 24x7 access to the funds in your account through AU 0101 App or AU 0101 NetBanking. One can also book flights, hotels, & cabs, recharge the mobile, and apply for a host of products and services

* Avail wide range of products and services that include lockers, Demat, 2-in-1 Account, Mutual Funds, asset products and insurance 

* Extended banking hours

* Avail the benefits of meeting the account balance requirement either through savings balances or with Fixed Deposits

* Paperless banking- Now deposit funds into the account without using a deposit slip

* Avail instant alerts on your banking transactions

Sweep-In/Email and SMS Alerts

E-Statement

Payable-at-par Chequebook

BillPay

NetBanking and MobileBanking

ATM facility

Documents Required

* PAN card, Aadhaar card, and funds for initial funding

* KYC documents

* Passport-sized photographs

* Filled application form

 

* A filled-up application form

* Passport, Voter ID card, PAN card, Permanent Driving license, Aadhar card, NREGA job card, or ID card issued by central or state governments, PSUs, scheduled commercial banks

* Employment Proof

* Latest passport size photographs


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