Interest Rate
Minimum Balance
Monthly Average balance
Features
* Receive monthly interest payouts
* Relationship Officer facility
* Avail higher rates on fixed deposits and earn special 0.5% extra on the investments with the option of monthly and quarterly interest payout
* Enjoy banking at your convenience by getting all the banking transactions and other service requests executed from the Video Banking facilities
* Paperless banking- Deposit funds into the account without using a deposit slip
* Priority servicing facility: There's a dedicated senior citizen desk available at every branch for quickly resolving any of the banking requirements
* Have 24x7 access to the funds through AU 0101 App or AU 0101 NetBanking. Can even book flights, hotels, cabs, recharge mobile, and apply for a host of products and services
* Have easy access to your account by using the bank's digital-first approach and extensive network of banking touchpoints
* Avail flat 50% discount on Locker rentals
* Tax Advisory services
* Avail special offers from leading brands with VISA Gold Debit Card
* Relationship convenience: Meet the account balance requirement either through savings balances or with Fixed Deposits
* Receive instant alerts on banking transactions for free of cost
* Increased cash deposit limits and additional insurance benefits
* Receive monthly newsletter
* Mobile banking facility that includes interbank, mobile payment services (IMPS), utility bill payments, enquiry and statements and cheque book request
* Internet banking
Free NEFT through Internet Banking
Free Cash Withdrawals at Domestic ATMs
Scan and Pay to make payments for shopping, groceries, and much more
Documents Required
All you need is a PAN card, Aadhar card, and funds for initial funding
Additional usual docs required are:
* Filled application form
* Passport size photographs
* PAN Card, passport, voter ID, etc.
* Aadhaar Card, telephone bill, passport, etc.
* Driving License, Passport, Voter's ID, Aadhaar Card, PAN Card
* Utility Bill, Bank Statement, Bank Account Passbook (Updated and no more than 3 months old)
* Latest Passport Size Photographs
To open Kotak 811 Zero Balance Savings Account, please click here
