Interest Rate
Minimum Balance
Monthly Average balance
Features
* Receive monthly interest payouts
* Relationship Officer facility
* Avail higher rates on fixed deposits and earn special 0.5% extra on the investments with the option of monthly and quarterly interest payout
* Enjoy banking at your convenience by getting all the banking transactions and other service requests executed from the Video Banking facilities
* Paperless banking- Deposit funds into the account without using a deposit slip
* Priority servicing facility: There's a dedicated senior citizen desk available at every branch for quickly resolving any of the banking requirements
* Have 24x7 access to the funds through AU 0101 App or AU 0101 NetBanking. Can even book flights, hotels, cabs, recharge mobile, and apply for a host of products and services
* Have easy access to your account by using the bank's digital-first approach and extensive network of banking touchpoints
* Avail flat 50% discount on Locker rentals
* Tax Advisory services
* Avail special offers from leading brands with VISA Gold Debit Card
* Relationship convenience: Meet the account balance requirement either through savings balances or with Fixed Deposits
* Receive instant alerts on banking transactions for free of cost
* Increased cash deposit limits and additional insurance benefits
* Receive monthly newsletter
* Mobile banking facility that includes interbank, mobile payment services (IMPS), utility bill payments, enquiry and statements and cheque book request
* Internet banking
Free access to IndusInd Bank ATMs across India for cash withdrawals, cash/ cheque deposits, VISA Credit Card bill payment, balance enquiry and mobile top-up
5 Free Domestic Other Bank ATM transactions in a month
Free funds transfer through NEFT or RTGS
Half-yearly statements, monthly statements through email
Documents Required
All you need is a PAN card, Aadhar card, and funds for initial funding
Additional usual docs required are:
* Filled application form
* Passport size photographs
* PAN Card, passport, voter ID, etc.
* Aadhaar Card, telephone bill, passport, etc.
* Proof of identity as per list provided from time to time
* Proof of address as per list provided from time to time
* An Account Opening Form Duly Filled
* One passport size self-attested colour photograph
* The prospective customer should visit the branch and affix his/ her signature/ thumb impression in the Account Opening Form in front of the Branch Manager or Manager Customer Service and Operations
