AU Small Finance Bank NRI Savings Account vs State Bank of India (SBI) Savings Account

Interest Rate

Up to 7% p.a
2.70% p.a.

Minimum Balance

Rs. 5000/month
NIL or Metro & Urban: Rs. 3000, Semi-Urban: Rs. 2000, Rural: Rs. 1000

Monthly Average balance

Rs. 5000
NIL

Features

* Avail complimentary domestic airport lounge access in India that's powered by RuPay Platinum NRO Debit Card

* Get a Hospi-Cash facility

* Get all banking transactions and other service requests executed from the bank's Video Banking facilities

* Relationship Manager facility

* Have 24x7 access to the funds through the AU 0101 App or AU 0101 NetBanking. One can even book flights, hotels, & cabs, recharge the mobile, and apply for a host of products and services

* Free Tax Advisory service in India with AU Bank's NRE or NRO Savings Account 

* Avail wide range of products and services that includes lockers, Demat, 2-in-1 Account, Mutual Funds, Insurance, asset products and insurance

* Get a wide array of investment products and protection solutions

* Receive monthly newsletter

* Free digital payments (RTGS/NEFT/IMPS)

Internet banking/ mobile banking facility

SMS Alerts and e-statement facility

YONO App facility

State App Anywhere

SBI Quick Missed Call Facility

ATM facility

Documents Required

* Duly Filled Application Form
* Passport Size Photographs
* Indian/Foreign passport along with Pan/Form 60
* Proof of NRI/PIO Status: Valid VISA, Work/Residency permit, OCI Card, PIO declaration
* Indian and overseas address proof FATCA/CRS declaration

 

* Application form along with Photographs

(a) Proof of identity (any of the following with authenticated photographs thereon):

(i) Passport

(ii) Voter ID card

(iii) PAN Card

(iv) Govt./Defence ID card

(v) ID cards of reputed employers

(vi) Driving Licence

(b) Proof of current address (any of the following)

(i) Credit Card Statement

(ii) Salary slip

(iii) Income/Wealth Tax Assessment Order

(iv) Electricity Bill

(v) Telephone Bill

(vi) Bank account statement

(vii) Letter from reputed employer

(viii) Letter from any recognized public authority

(ix) Ration Card


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