AU Small Finance Bank NRI Savings Account vs HDFC Bank Savings Account

Interest Rate

Up to 7% p.a
3.00% - 3.50% p.a.

Minimum Balance

Rs. 5000/month
Rs. 10,000 for Urban branches; Rs. 5,000 for Semi Urban branches; Rs. 2,500 for Rural branches

Monthly Average balance

Rs. 5000
Rs. 10,000 for urban branches; Rs.5000 for semi-urban branches; Average quarterly balance of Rs. 2500 or FD of Rs.10,000 for minimum 1 year 1 day for rural branches

Features

* Avail complimentary domestic airport lounge access in India that's powered by RuPay Platinum NRO Debit Card

* Get a Hospi-Cash facility

* Get all banking transactions and other service requests executed from the bank's Video Banking facilities

* Relationship Manager facility

* Have 24x7 access to the funds through the AU 0101 App or AU 0101 NetBanking. One can even book flights, hotels, & cabs, recharge the mobile, and apply for a host of products and services

* Free Tax Advisory service in India with AU Bank's NRE or NRO Savings Account 

* Avail wide range of products and services that includes lockers, Demat, 2-in-1 Account, Mutual Funds, Insurance, asset products and insurance

* Get a wide array of investment products and protection solutions

* Receive monthly newsletter

* Free digital payments (RTGS/NEFT/IMPS)

Sweep-In/Email and SMS Alerts

E-Statement

Payable-at-par Chequebook

BillPay

NetBanking and MobileBanking

ATM facility

Documents Required

* Duly Filled Application Form
* Passport Size Photographs
* Indian/Foreign passport along with Pan/Form 60
* Proof of NRI/PIO Status: Valid VISA, Work/Residency permit, OCI Card, PIO declaration
* Indian and overseas address proof FATCA/CRS declaration

 

* A filled-up application form

* Passport, Voter ID card, PAN card, Permanent Driving license, Aadhar card, NREGA job card, or ID card issued by central or state governments, PSUs, scheduled commercial banks

* Employment Proof

* Latest passport size photographs


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