AU Small Finance Bank Digital Savings Account vs Kotak Mahindra Bank Savings Account

Interest Rate

Up to 7% p.a
3.50% - 4.00% p.a.

Minimum Balance

NIL
Zero Balance Savings Account

Monthly Average balance

NIL
Nil or Rs. 10,000

Features

* Receive monthly interest payouts into the account

* Avail Domestic Airport Lounge Access

* Have 24x7 access to the funds through AU 0101 App/NetBanking. One can even book flights, hotels, & cabs, recharge mobile, and apply for a host of products and services

* Extended banking hours 

* Get all banking transactions and other service requests executed from the Video Banking facilities

* 24x7 online transactions facility 

* Paperless banking: Deposit funds into the account without using a deposit slip

* Enjoy the wide range of products and services such as Lockers, Demat, Mutual Funds, Loans & Insurance

* Free unlimited IMPS/RTGS/NEFT fund transfers through AU Bank's digital channels

Free NEFT through Internet Banking

Free Cash Withdrawals at Domestic ATMs

Scan and Pay to make payments for shopping, groceries, and much more



Documents Required

* Aadhar Card and Pan Card

 

* Driving License, Passport, Voter's ID, Aadhaar Card, PAN Card

* Utility Bill, Bank Statement, Bank Account Passbook (Updated and no more than 3 months old)

* Latest Passport Size Photographs

 To open Kotak 811 Zero Balance Savings Account, please click here


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