AU Small Finance Bank Digital Savings Account vs HDFC Bank Savings Account

Interest Rate

Up to 7% p.a
3.00% - 3.50% p.a.

Minimum Balance

NIL
Rs. 10,000 for Urban branches; Rs. 5,000 for Semi Urban branches; Rs. 2,500 for Rural branches

Monthly Average balance

NIL
Rs. 10,000 for urban branches; Rs.5000 for semi-urban branches; Average quarterly balance of Rs. 2500 or FD of Rs.10,000 for minimum 1 year 1 day for rural branches

Features

* Receive monthly interest payouts into the account

* Avail Domestic Airport Lounge Access

* Have 24x7 access to the funds through AU 0101 App/NetBanking. One can even book flights, hotels, & cabs, recharge mobile, and apply for a host of products and services

* Extended banking hours 

* Get all banking transactions and other service requests executed from the Video Banking facilities

* 24x7 online transactions facility 

* Paperless banking: Deposit funds into the account without using a deposit slip

* Enjoy the wide range of products and services such as Lockers, Demat, Mutual Funds, Loans & Insurance

* Free unlimited IMPS/RTGS/NEFT fund transfers through AU Bank's digital channels

Sweep-In/Email and SMS Alerts

E-Statement

Payable-at-par Chequebook

BillPay

NetBanking and MobileBanking

ATM facility

Documents Required

* Aadhar Card and Pan Card

 

* A filled-up application form

* Passport, Voter ID card, PAN card, Permanent Driving license, Aadhar card, NREGA job card, or ID card issued by central or state governments, PSUs, scheduled commercial banks

* Employment Proof

* Latest passport size photographs


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