AU Small Finance Bank Senior Citizen Account vs AU Small Finance Bank Salary Account

Interest Rate

Up to 7% p.a
Up to 7% p.a

Minimum Balance

Rs. 5000/month
NIL

Monthly Average balance

Rs. 5,000 for Urban Branches; Rs. 2000 for Core Branches; Fixed Deposit of Rs. 25,000
NIL

Features

* Receive monthly interest payouts

* Relationship Officer facility

* Avail higher rates on fixed deposits and earn special 0.5% extra on the investments with the option of monthly and quarterly interest payout 

* Enjoy banking at your convenience by getting all the banking transactions and other service requests executed from the Video Banking facilities 

* Paperless banking- Deposit funds into the account without using a deposit slip 

* Priority servicing facility: There's a dedicated senior citizen desk available at every branch for quickly resolving any of the banking requirements 

* Have 24x7 access to the funds through AU 0101 App or AU 0101 NetBanking. Can even book flights, hotels, cabs, recharge mobile, and apply for a host of products and services

* Have easy access to your account by using the bank's digital-first approach and extensive network of banking touchpoints

* Avail flat 50% discount on Locker rentals

* Tax Advisory services

* Avail special offers from leading brands with VISA Gold Debit Card

* Relationship convenience: Meet the account balance requirement either through savings balances or with Fixed Deposits

* Receive instant alerts on banking transactions for free of cost

* Increased cash deposit limits and additional insurance benefits

* Receive monthly newsletter 

* Mobile banking facility that includes interbank, mobile payment services (IMPS), utility bill payments, enquiry and statements and cheque book request 

* Internet banking

* Receive monthly interest payouts into the account

* Relationship Officer facility

* Avail higher rates on fixed deposits and earn special 0.5% extra on the investments with the option of monthly and quarterly interest payout 

* Enjoy banking at your convenience by getting all the banking transactions and other service requests executed from the Video Banking facilities 

* Paperless banking- Deposit funds into the account without using a deposit slip 

* Priority servicing facility: There's a dedicated senior citizen desk available at every branch for quickly resolving any of the banking requirements 

* Have 24x7 access to the funds through AU 0101 App or AU 0101 NetBanking. Can even book flights, hotels, cabs, recharge mobile, and apply for a host of products and services

* Have easy access to your account by using the bank's digital-first approach and extensive network of banking touchpoints

* Avail flat 50% discount on Locker rentals

* Tax Advisory services

* Avail special offers from leading brands with VISA Gold Debit Card

* Relationship convenience: Meet the account balance requirement either through savings balances or with Fixed Deposits

* Receive instant alerts on banking transactions for free of cost

* Increased cash deposit limits and additional insurance benefits

* Receive monthly newsletter 

* Mobile banking facility that includes interbank, mobile payment services (IMPS), utility bill payments, enquiry and statements and cheque book request 

* Internet banking

Documents Required

All you need is a PAN card, Aadhar card, and funds for initial funding

Additional usual docs required are:

* Filled application form
* Passport size photographs
* PAN Card, passport, voter ID, etc.
* Aadhaar Card, telephone bill, passport, etc.

 

* Application form: Filled-up application form
* Passport size photographs
* Identity proof: Aadhaar Card, PAN Card, passport, driving license, voter ID, etc.
* Address proof: Aadhaar Card, passport, driving license, voter ID, etc.
* Employment confirmation letter from the HR/appointment letter/salary slips

 


More comparisions with AU Small Finance Bank Senior Citizen Account

More comparisions with AU Small Finance Bank Salary Account

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