Interest Rate
Minimum Balance
Monthly Average balance
Features
* Receive monthly interest payouts
* Relationship Officer facility
* Avail higher rates on fixed deposits and earn special 0.5% extra on the investments with the option of monthly and quarterly interest payout
* Enjoy banking at your convenience by getting all the banking transactions and other service requests executed from the Video Banking facilities
* Paperless banking- Deposit funds into the account without using a deposit slip
* Priority servicing facility: There's a dedicated senior citizen desk available at every branch for quickly resolving any of the banking requirements
* Have 24x7 access to the funds through AU 0101 App or AU 0101 NetBanking. Can even book flights, hotels, cabs, recharge mobile, and apply for a host of products and services
* Have easy access to your account by using the bank's digital-first approach and extensive network of banking touchpoints
* Avail flat 50% discount on Locker rentals
* Tax Advisory services
* Avail special offers from leading brands with VISA Gold Debit Card
* Relationship convenience: Meet the account balance requirement either through savings balances or with Fixed Deposits
* Receive instant alerts on banking transactions for free of cost
* Increased cash deposit limits and additional insurance benefits
* Receive monthly newsletter
* Mobile banking facility that includes interbank, mobile payment services (IMPS), utility bill payments, enquiry and statements and cheque book request
* Internet banking
* There is no account balance non-maintenance charges
* Get all the banking transactions and other service requests executed from the Video Banking facilities
* Easily set up a recurring fund transfer facility to the kid’s account
* 24x7 Banking: Use AU 0101 App / NetBanking and Phone Banking
* Customize card's limits
* Extended banking hours
* No deposit slip is required for depositing the funds in your child's account
* Enhanced insurance coverage: Avail multiple insurance benefits such as card liability insurance, purchase protection, and personal accident cover
Documents Required
All you need is a PAN card, Aadhar card, and funds for initial funding
Additional usual docs required are:
* Filled application form
* Passport size photographs
* PAN Card, passport, voter ID, etc.
* Aadhaar Card, telephone bill, passport, etc.
* Account application form filled with your child as the first account holder and you as the joint holder or guardian
* Passport size photographs of both the applicants
* Both applicant's: PAN Card, passport, voter ID, etc.
* Both applicant's: Aadhaar Card, telephone bill, passport, etc.
