Loan comparison of IndusInd Bank Personal Loan vs ICICI Bank Personal Loan

Application: Application form with photograph

Proof of Identity: Self-attested photocopy of any one of the following: Driving license, Passport, Voters ID, Aadhaar, PAN

KYC: Valid identity/Residence/Signature proof

Income proof: Form 16/ITR for last 3 years/Latest 3 months salary slip

Banking: Latest 3 months’ Salary Credit Bank Statement

For salaried employees:

Identity proof: Passport, driving licence, PAN card and/or voter’s ID card

Address proof: Latest utility bill, Leave and Licence Agreement and/or passport

Last three months’ salary slips and bank statements

Two passport-size photographs.

For self-employed individuals:

KYC documents: Identity proof, residence proof and date of birth proof

Address proof: Latest utility bill, passport and Leave and Licence Agreement

Income proof (that includes audited books for the last two years)

Last six months’ bank statements

Last two years’ audited financials

Office address proof

Proof of office or residence ownership

Proof of business continuity