Loan comparison of IndusInd Bank Personal Loan vs CitiBank Personal Loan

Application: Application form with photograph

Proof of Identity: Self-attested photocopy of any one of the following: Driving license, Passport, Voters ID, Aadhaar, PAN

KYC: Valid identity/Residence/Signature proof

Income proof: Form 16/ITR for last 3 years/Latest 3 months salary slip

Banking: Latest 3 months’ Salary Credit Bank Statement

For Salaried Individuals and Self-employed Individuals, the basic docs are: 

* PAN Card/Aadhaar Card/Driving License/Voter’s ID/Passport/Photographs 

* Utility bills from the past 3 months/Ration card/Rent agreement or lease deed or property registration document

* Bank account statement for the past 3 months 

* Latest income tax returns 

* School or College Leaving Certificate/Company ID 

* Letter from employer/Form 16/payslips 

Additional docs required for Self-employed Individuals are: 

* Trade License with photograph 

* Rent receipts or lease deed

* Ownership document 

* Profit and Loss account

* Past 2 years Income tax returns

* Balance sheet

* Bank statement for the past 6 months

* Audit report