Mobile Banking over USSD (Unstructured Supplementary Service Data)

USSD (Unstructured Supplementary Service Data) is a type of communication used to perform basic banking services. In this USSD, codes are provided by the banks to avail the banking services. 

For this type of service, a smartphone or an internet connection isn't required. This service allows the user to do a balance enquiry and fund transfers.

99# is a USSD based mobile banking service, and it's launched by NPCI that is supported by 51 leading banks in India. The services offered by 99# USSD payment option are:

• Balance enquiry

• Mini statement

• Transfer of funds via A/c no, Aadhaar, and MMID

• Change MPIN

• Generate OTP

• Know MMID (Mobile Money Identifier – a 7-digit unique no. given by the respective bank)

To Send Money Using USSD *99# Using MMID & Mobile Number follow the steps below:

To Send Money Using USSD *99# Using IFSC Code & Bank Account Number follow the steps below:




Browse more