Is Mobile banking Safe?
Mobile banking is safe to use, but we should take care of below points to make it even safer:
- Do not share your Debit/Credit/Mobile app pin with anyone.
- Most of the transactions would require One-time password(OTP). Do not share this OTP with anyone.
- Use strong passwords with a combination of uppercase, lowercase and unique character. Try to change passwords at regular intervals.
- If possible, use strong anti-virus protects the users from virus, malware and attacks from hackers.
- On your mobile phone, set up a passcode to access the handset menu.
- To keep a track of the banking transactions that you do, register or update your mobile number and e-mail ID for the alerts.
- Regularly make sure to delete all junk message and chain messages.
- If you're not sure of any of the URLs in emails or messages, don't follow or click on them.
- Before sharing your mobile with someone or sending it for repair/maintenance make sure to clear the browsing history, cache, and the temporary files that are stored in the phone's memory.
- Avoid saving confidential information about your debit/credit card numbers, CVV numbers, or PIN on your mobile phone.
- Install an effective mobile anti-malware/anti-virus software.
- Keep your mobile’s operating system and applications, updated with the latest security patches and upgrades.
- Avoid leaving the mobile phone unattended and using unsecured Wi-Fi, public or shared networks.
- If the mobile gets misplaced, call the bank's Customer Care to disable the iMobile application.