On Bill Payments through YES PayNow get 5% Cashback
Get 10X CashPoints on your favourite merchants such as Big Basket, BookMyshow, OYO, Swiggy, and Uber. Do note a maximum of 2,500 CashPoints can be earned in a calendar month
Get 5X CashPoints on EMI spends at merchant locations. Do note a maximum of 2,500 CashPoints can be earned in a calendar month
Earn 1 CashPoint for every Rs. 150 on other spends
Get up to 20% discount on partnered restaurants via Swiggy Dineout
Rupay Credit Cardholders can earn 1 RP for every Rs. 150 spent on UPI transactions. The reward points are capped at 500 per calendar month
Zero lost Card liability
Avail up to 50 days of interest-free period
Enjoy Revolving Credit at a nominal interest rate
Enjoy amazing dining benefits with the Good Food Trail program
Get up to 20% savings on all restaurant bill payments via Swiggy Dineout, which consists of 20k + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. This offer is valid only on payments done via the Swiggy App
1% Fuel Surcharge waiver on fuel transactions. This is applicable for minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
Get 500 CashPoints- this is applicable only on payment of membership fee
Get the renewal membership fee waived by spending Rs. 50,000 and above in an annual year
Convert your big spends into EMI after purchase
The Credit Card is enabled for contactless payments
Spend Rs. 50,000 or more in a year, before the Credit Card renewal date to get renewal fee waived off
Editor's Review
Pros
This credit card is for those who prefer Cashback
Fuel Surcharge Waiver
Credit Shield Facility
Cons
This credit card isn’t for those who are looking for travel benefits
This card isn’t for those who prefer air miles or rewards
No concierge service
Pros
Get 10X CashPoints on your favourite merchants such as Big Basket, BookMyshow, OYO, Swiggy, and Uber
Get 5X CashPoints on EMI spends at merchant locations, and 1 CashPoint for every Rs. 150 on other spends
Rupay Credit Cardholders can earn 1 RP for every Rs. 150 spent on UPI transactions
Cons
No golf benefits are provided
No international and domestic airport lounge access
No rewards
More comparisions with YES Prosperity Cashback Plus Credit Card