YES Prosperity Cashback Credit Card vs Paytm HDFC Bank Select Credit Card

• 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
• Avail great offers across travel, dining, shopping, wellness and more, in select cities
• Instant EMI
• Earn rewards points on your transactions that are converted into EMIs

• Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
• Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
• Get 1% Cashback on all other retail transactions
• Obtain up to 50 days of interest free credit 
• Get up to 4 complimentary add-on cards
• Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
• If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
• 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
• Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000 
• Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter 
• The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
• Avail up to 20% discount on partner restaurants through Dineout

Pros

• Preferential Foreign Currency Markup of 3.40% only
• 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
• Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES

Cons

• No complimentary Airport Lounge access
• No Golf/coaching sessions
• High-interest rate

Pros

• 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
• Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
• 8 Complimentary access to Domestic Airport Lounges in India in a calendar year

Cons

• No rewards as such
• Get 1% Cashback on all other retail transactions
• Milestone benefits could have been made better