5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
Avail great offers across travel, dining, shopping, wellness and more, in select cities
Instant EMI
Earn rewards points on your transactions that are converted into EMIs
Welcome/Renewal Benefit:Earn 500 Cash Points, this is applicable only on the payment of the membership fee
Spend Rs. 50,000 or more in a year before the Credit Card renewal date and get the renewal fee waived off
Get 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy
Get 5X CashPoints on EMI spends at merchant locations
Get 2 CashPoints per Rs. 150 spent on other spends
Earn 500 gift voucher on spends of Rs. 50,000 per calendar quarter
Enjoy up to 20% discount on partnered restaurants via Swiggy Dineout
Starting from January 1st, 2023, the maximum number of reward points that can be earned each month on grocery transactions will be limited to 1,000
For Rupay Credit Cardholders, UPI spends will earn 2 RPs for every Rs. 150 spent. The reward points are capped at 500 per calendar month
Zero lost Card liability
You can enjoy an interest-free period of up to 50 days from the date of your purchase
Enjoy Revolving Credit at a nominal interest rate
Enjoy amazing dining benefits with the Good Food Trail program
Get up to 20% off on all restaurant bills via Swiggy Dineout (20k+ restaurants). Offer includes both restaurant and Swiggy discount. Valid only on payments via the Swiggy App
1% Fuel Surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000
Quarterly Spend-based benefit: Get a Rs. 500 gift voucher every quarter on spends of over Rs. 50,000. Earn up to Rs. 2,000 worth vouchers in a year
Convert your big spends into EMI after purchase
The card is enabled for contactless payments
Editor's Review
Pros
Preferential Foreign Currency Markup of 3.40% only
1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES
Cons
No complimentary Airport Lounge access
No Golf/coaching sessions
High-interest rate
Pros
Get 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy
Get 5X CashPoints on EMI spends at merchant locations, and get 2 CashPoints per Rs. 150 spent on other spends
Earn 500 gift voucher on spends of Rs. 50,000 per calendar quarter
Cons
No golf benefits are provided
No airport lounge access
More comparisions with YES Prosperity Cashback Credit Card