YES Prosperity Cashback Credit Card vs Axis My Zone Credit Card

Joining Fees

₹999

₹500

Editor's Rating

5

3.9

Key Features

  • 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Instant EMI
  • Earn rewards points on your transactions that are converted into EMIs
  • Purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200                
  • Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance                                                                                                      
  • Get flat Rs. 120 off on food delivery at Swiggy
  • 1 complimentary access to select airport lounges within India per Calendar quarter
  • Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
  • 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
  • On any transaction over Rs. 2,500, convert these purchases to EMI
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India
  • Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999

Editor's Review

Pros

  • Preferential Foreign Currency Markup of 3.40% only
  • 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
  • Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES

Cons

  • No complimentary Airport Lounge access
  • No Golf/coaching sessions
  • High-interest rate

Pros

 

  • Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
  • 1 Complimentary airport lounge access
  • Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate


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